Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

"The dungeon is open. It is the most relaxing and fun dungeon in history. There are no sinister monsters, no sneak attacks from the floor tiles, no bosses with strong desire to attack and make people breathless... There are only creation, beauty, and harvest...

The dungeon lord, Lu Xuan, hereby expresses sincere gratitude for your coming.

...

An ordinary dungeon opening message was posted on the adventurer's bulletin board and was seen by adventurers.

A dungeon with no traps, only fun. Adventurers suffered from nightmares in other dungeons. After entering Lu Xuan's dungeon, they were surprised to find that the battles here were so simple and the mode here was so novel. Development, farming, construction...

They saw... [Stardew Valley Dungeon: Planting crops, making money with crops, and then you can get...

“If he’s being badass, I’m gonna plant my own crops. If he messes with me, he will not live past next year.”

Homebody Zhao Hai brought ‘QQ Farm’ along in his traversal to another world and resided within the body of a fallen noble. His fief was a black land which nothing could be planted, and more importantly, he even had a peerlessly powerful fiancee, who was actually the successor of a duchy and future Grand Duchess!

Even more importantly, he is a magical and martial cripple who could not learn magic and martial arts. His crippling was very thorough.

“I can’t learn magic, but I have the farm. You dare attack me? I’ll release bugs to eat up your rations and crops, and put pesticides and weed agents into your water sources to make your lands grow weeds. See if you dare to attack me. What? You wanna hire killers to assassinate me? Hehehe. I’ll hide inside the little house in my farm and see how you can attack me. When you leave, I’m gonna terminate your country’s crop productions, and then all of your people will revolt. See if you dare to kill me.”

Watch how this somewhat black hearted hobo uses his QQ Farm in the world of swords and magic to become a globally known nightmarish existence.