Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

If Dumbledore had not defeated Grindelwald.

If the war between wizards and Muggles really broke out.

If the finger witch that the faded one failed to meet was reborn in the body of an 11-year-old wizard girl.

My name is Hermione Granger, and I will rebuild the magic circle of this broken world.

(Contains secondary settings, rational discussion)

"What is the most valuable asset of Ravenclaw?"

"Wisdom."

"Then where does wisdom go?"

"Any direction, as long as we want, we can always find like-minded people in the house. Companions are our second wealth."

"Very good, that's it, we are united because we have the same aspirations. So, what is the most important thing besides that?"

"Of course, it is to send some of the other Ravenclaws to Azkaban."

"Absolutely right - this is how we Ravenclaws are."

Vincent Wayne, who planned to revive the glory of his family, refused the admission letter to the thousand-year-old prestigious school Hogwarts when he first received it.

The vice-principal who can turn into a cat, the old bat professor with oily hair, the foul-mouthed blond classmates, and the elderly principal who loves knitting sweaters, it doesn't look like a serious school.

If he hadn't traveled through time, the magic world would have lost a wizard named Wayne forever.

(Keyword: Harry Potter)

[This is a lighthearted story; the protagonist has no morals or limits.]

Having transmigrated to the Harry Potter world, Charlie White is bound to the [Tyrant System].

By engaging in tyrannical behavior, you can earn Tyrannical Points and draw prizes infinitely!

While Hermione was studying her textbooks in the library.

[Ding! His Majesty's sleeping posture in class is practically a reincarnation of Hu Hai, perfectly embodying the behavior of a tyrannical ruler who "neglects state affairs"! Reward: Tyrannical Ruler Points +100!]

While Harry and Ron were training hard for Quidditch.

[Ding! His Majesty has been extravagant, purchasing all the desserts in Diagon Alley, in line with the behavior of a "tyrannical and hedonistic" ruler! Reward: Tyrant Points +500!]

Charlie casually did a ten-pull!

[Congratulations, Your Majesty, on obtaining: Animagus (Selectable Form)! +1 Free Talent Point, +1000 Proficiency in Fiendfire...]

Dumbledore: "Mr. White is the most gifted student I've ever seen, but unfortunately he just doesn't like to study..."

Voldemort: "Why? He learned the dark magic I painstakingly studied just by yawning?!"

Charlie lay on the sofa and sighed helplessly, "I don't want to either, but the system is giving me too much!"

Cardcaptor Sakura fan fiction, without separating Wolf Sakura, with Tomoyo as the heroine.

Question: What if I woke up one day and turned into a child?

Answer: Of course, it is to become a sunny and cheerful boy!

Xia Yu covered his eyes with one hand and smiled evilly, "I am the pinnacle of humanity, proud of the world. As long as I am Xia Yu, the sky will be there! I, Xia Yu! A magician hidden in the mortal world. In this magical world shrouded by the veil of daily life, I am one of the very few chosen ones who can glimpse the truth. I hold the sun and the moon in my hands and pluck the stars. There is no one like me in the world. Hahahahahaha!!!"

"Come with me."

"I'll be your teacher before you enter Hogwarts, introducing you to the vibrant wizarding world and all sorts of wizards."

"I'll teach you everything I know: potions, spells, transfiguration, even the Dark Arts."

"And if one day you grow up to be a truly great savior, then point your wand at me."

"Use all the methods I've taught you, use all you have, and kill me!"

"Do you have the guts?"

"Lily Evans and James Potter's son—"

"Harry Pott!"

In a narrow alley drenched in rain,

Severus Snape, with smooth, fresh, non-greasy black hair, holding a black umbrella, reached out his hand to the nine-year-old savior of the wizarding world, who sat on the ground, his face filled with fear and bewilderment.

【HP Fanfiction】【Growth】

When the raven opened its third eye, the entire magical world began to tremble.

When the Sorting Hat put him into Ravenclaw,

When Dumbledore discovered that the castle had been whispering secrets to him for thousands of years,

When Grindelwald praised him,

When Voldemort wanted him to join,

Everyone was shocked to realize that the world of magic was about to change and a new era was coming.

Soar into the sky with the giant dragon of the Black Forest;

learn the fairy magic in the Fairy Garden;

meet the goddess of luck at the Fountain of Good Fortune with the brave;

combine the three holy relics into one in the face of the god of death;

in a world where wizards exist, are fairy tales the fantasy of genius or embellished history?

Through the mist of history, across the boundary between this world and the next.

Avalon, please show the truth of the world to the wanderers.

…………

"My dream used to be to become a best-selling fairy tale writer in the Muggle and wizard worlds."

The reporter from the Daily Prophet raised the microphone, "What about now?"

"I have written my life into a fairy tale that I am most satisfied with... Look, whether it is Muggles or wizards, is there anyone who can refuse my story?"

Fanfiction by sprunki.

Blood and death filled this land,

The dark clouds of war are floating in the sky over the city,

Gray, the devil incarnate, lingers in the shadow of the city.

He is weak, very weak...

Extraordinary, strange, divine,

The Golden Man, the Sinner, and the Corrupt Original Government,

"I offer you everything I have for your protection."

"allow."

Under the protection of the moody Blake and the mentally unstable Wenda, Gray is safe, temporarily.

"Give fear and death to everyone, and the Lord of Darkness will surely come to the world!" Blake said.

With death all around us, how long can even the calmest and most easy-going person remain normal? This world has gone mad long ago!

(Boring, the author wants to see rivers of blood!)

Villain story, dark story, contains bloody and violent plots, do not read if you don't like it, urban story, no CP tendency (maybe), friendship (?

Mainly the killing group Shashasha and the like.

(The author is a bit crazy, so it's normal for the characters to be crazy, right? The author is not a little devil.)