Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

Chen Yu, he has many identities.

He is a gamer and a student at Hogwarts.

He is Tony Stark's savior and is also respected as the Second Supreme by the wizards of Kamar-Taj.

He was the victor of the Fourth Holy Grail War and El-Melloi II's student and greatest patron.

He was given the three Unforgivable Curses at the beginning and almost entered Slytherin.

His biggest dream is to explore the magical mysteries of different worlds.

What I want to do most is to fire an Avada Kedavra light cannon at the enemy.

"Attention, attention! Everyone, look over here, follow my lead. I have an announcement to make!"

"I, Chen Yu, the Sword Master of Avada, come and fight me if you don't agree!"

How far is the end of magic from us?

Andy Collins travels to the magical world of Harry Potter and explores the path of magic from scratch.

What is the connection between mind and magic?

Where does the magic come from?

Can magic achieve true immortality?

Andy: I am a wizard, and I think wizards should do things consistent with their status as wizards...plus points!

[This is a lighthearted story; the protagonist has no morals or limits.]

Having transmigrated to the Harry Potter world, Charlie White is bound to the [Tyrant System].

By engaging in tyrannical behavior, you can earn Tyrannical Points and draw prizes infinitely!

While Hermione was studying her textbooks in the library.

[Ding! His Majesty's sleeping posture in class is practically a reincarnation of Hu Hai, perfectly embodying the behavior of a tyrannical ruler who "neglects state affairs"! Reward: Tyrannical Ruler Points +100!]

While Harry and Ron were training hard for Quidditch.

[Ding! His Majesty has been extravagant, purchasing all the desserts in Diagon Alley, in line with the behavior of a "tyrannical and hedonistic" ruler! Reward: Tyrant Points +500!]

Charlie casually did a ten-pull!

[Congratulations, Your Majesty, on obtaining: Animagus (Selectable Form)! +1 Free Talent Point, +1000 Proficiency in Fiendfire...]

Dumbledore: "Mr. White is the most gifted student I've ever seen, but unfortunately he just doesn't like to study..."

Voldemort: "Why? He learned the dark magic I painstakingly studied just by yawning?!"

Charlie lay on the sofa and sighed helplessly, "I don't want to either, but the system is giving me too much!"

[Invincible + Rational + Second Setting + Nanny + The original plot has been changed, please watch with caution]

Many years later, Harry Potter, who was hailed as the greatest white wizard of this century after Dumbledore, was interviewed by a reporter.

"Mr. Potter, is the person you respect most Headmaster Dumbledore?"

Harry shook his head.

"Is that Professor Snape?"

Harry still shook his head and said softly, "From beginning to end, there is only one person I respect, and that is my teacher - Al Yaxley."

An accident brought college student Ye Ting to another world.

There is nothing but the talent for learning and growth.

There is no system, no grandfather, just relying on talent to embark on the path of Dharma God.

Use the will to move the rules, use the wisdom to analyze the world, and the only person who compares the gods with the body of a mortal is the mage.

Harry Potter, World of Warcraft, Marvel, Xingyue, Magical Forbidden Book Catalog…Countless planes unfolded in front of him.

The mystery of palm magic, with the beauty of flowers.

It all started in the world of Harry Potter.

Soar into the sky with the giant dragon of the Black Forest;

learn the fairy magic in the Fairy Garden;

meet the goddess of luck at the Fountain of Good Fortune with the brave;

combine the three holy relics into one in the face of the god of death;

in a world where wizards exist, are fairy tales the fantasy of genius or embellished history?

Through the mist of history, across the boundary between this world and the next.

Avalon, please show the truth of the world to the wanderers.

…………

"My dream used to be to become a best-selling fairy tale writer in the Muggle and wizard worlds."

The reporter from the Daily Prophet raised the microphone, "What about now?"

"I have written my life into a fairy tale that I am most satisfied with... Look, whether it is Muggles or wizards, is there anyone who can refuse my story?"

Karen, who thought he had traveled to a parallel world, finally found out that he had come to the world of Harry Potter when he was eleven years old.

With eyes that can see through magic, Karen is destined to become a master of the magic world.

Karen has always felt that the most fascinating part of magic is not those earth-shattering spells, but the subtle flow of magic in daily life.

He would rather spend his time reading various magic books in the library or observing the magic background of this thousand-year-old castle.

Evan has time-traveled once again.

His first time traveling was from Earth to the D&D world, where he went through trials and tribulations and became a sorcerer of the Universal School.

However, a fierce battle ended his second life.

When Evan opened his eyes again, he was surprised to find that he had once again traveled to a magical world that was both familiar and strange.

An owl flapped its wings and flew swiftly, delivering his Hogwarts acceptance letter, but the timeline he arrived in was 1971.

In 1971, a turbulent era, the Demon King was stirring, the Phoenix perched high in the castle, and the towers of Nurmengard remained tightly shut.

And those future heroes—Lupin, Sirius, James, Lily, Snape… at this moment, they are just innocent teenagers, unknowingly walking into the vortex of fate.

This is a glorious era, though not detailed in the original work, it is equally magnificent and filled with brilliant stars.

However, for Evan at this moment, the first thing he needs to solve is how to restore his spellcasting ability in this world without a magic network and with scarce magic power.

Or perhaps, he could go even further, relying on more advanced magical research concepts, gathering a group of intelligent and powerful companions, and launching a magical revolution that would change the entire magical world.

In any case, the times are waiting for Evan's actions.

-----------------

The timeline is set in 1971, in the same year as Sirius Black, Lupin, and Snape. The protagonist has mastered the spell system of D&D, has no system, breaks up the original pairings, is slow-paced, not mindless, and will seriously consider the plot.