Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

Transmigrating into the Marvel universe, Eustace awakens a system brimming with One Piece vibes. [Smash the native superhumans and obtain the dream reward!] [Initial reward: String-String Fruit!] Sitting idly by, waiting for the purple potato devil to snap his fingers and then wait for superheroes to save him? Why not strike hard! [Sky Path] transforms him into a high-quality Spider-Man clone, roaming the steel jungle. [Smash the Iron Monger!] [Obtain reward: Armament Haki!] Using [16 Sacred Bullets - God Slayer] to utterly defeat Abomination, but Hulk can't distinguish friend from foe? [Parasitic Strings] make Hulk dance awkwardly on the spot and take a picture. The Chitauri invade Earth, watching the endless Chitauri soldiers howl...

【My World】【Multiple Worlds】【Movie and TV World + Anime World】

[I don’t know what kind of person the protagonist will be]

At first, people thought it was just an ordinary transaction and no one took it seriously.

But all the gifts of fate come with a price tag.

A few pieces of soil, some stones, a few big trees...

He is too greedy, and in the end everything will become the price.

[Refreshing story + technology + entrepreneurship + campus belle]

After the college entrance examination ended, Chen Teng, the first person to rush out of the examination hall, was interviewed by reporters.

When asked about his future aspirations, Chen Teng replied that he wanted to become the world's richest man.

When asked by a reporter what stage he had reached in his efforts, Chen Teng replied that he had just become a multi-millionaire.

The students couldn't help but burst into laughter when they saw the interview.

The school beauty, who was childhood sweetheart, disliked Chen Teng, a classmate who talked big.

However, they soon discovered that what Chen Teng said seemed to be the absolute truth.

Chen Teng's "Martial Universe" became the best-selling online novel in China.

Chen Teng's games, Plants vs. Zombies and PlayerUnknown's Battlegrounds, have become the most popular games in China.

Chen Teng's "Have you eaten?" and "Tengda Travel" have changed people's lifestyles.

Chen Teng's "Tengda Mobile Phone" became the world's best-selling mobile phone.

Years later, Chen Teng became the world's richest man.

His classmates then realized that Chen Teng was telling the truth.

And this is not Chen Teng's limit.

Controlled nuclear fusion, holographic games, mecha lightsabers, super AI... one after another, cutting-edge technologies that only existed in science fiction novels have appeared in this world.

Her cousin schemed against a wealthy, beautiful, and powerful military officer, hoping to force him into a relationship and use her body to control him. Gu Xiaoxi, reborn again, decisively stopped the drugged handsome man who broke into her bathroom... She picked up the most promising "Lu Yanwang" in the army and packed her bags to join the army. But she never expected that a pair of mysterious jade pendants passed down from her ancestors would quietly turn her into an all-powerful leader! ... The third brother of the Lu family initially thought that his eldest brother just found a random woman to marry because he felt he was old enough. Later, he said that his eldest sister-in-law was a "beautiful" woman, beautiful and good, and that being with his eldest brother would bring him a peaceful life.

[Apocalypse] + [Magical Skill] + [Super Power] + [Decisive Killing] + [Excellent Mind] + [Refreshing Article].

Knock gently to wake up the sleeping soul, slowly open your eyes...

Lu Ming woke up and found that all mankind had been transferred to the Jialan Galaxy.

At this time, the end of the world is coming to Jialan Planet and alien species are invading. The first thing humans have to do is to survive in a wasteland where supplies are scarce and perilous.

But Lu Ming received an unexpected gift at the beginning.

[Tip: Do you want to open the surprise gift? 】

[Congratulations on obtaining the exclusive skill "Sublimation". This skill can upgrade any item by one level, but cannot be used repeatedly]

Lu Ming looked at the word "arbitrary" in the skill description blankly, and said calmly: "I choose sublimation 'sublimation'."

After failing to refine an immortal elixir, Pill Master Lu Yu was reborn as the young master of a powerful family. With countless divine techniques and alchemy memories from his previous life, and a solid foundation built through his rebirth, Lu Yu is destined to forge a glorious path, reach the pinnacle of alchemy, become famous throughout the world, win the hearts of beauties, shatter the heavens and earth, and achieve eternal life. What can possibly stop his rise?!

Transmigrating into Douluo Continent, awakening the Book of Destiny martial soul, he carries his fate with the book and writes his destiny with the pen. By rewriting the protagonist's fate and shifting the world line, he can increase his soul power and ascend to godhood. Mo Xianyu wields his brush, starting by writing the Rebellious Disciple System for Tang San. "Teacher, if I just add some laxatives to Luo Sanpao's radish, my Blue Silver Grass can evolve into the Blue Silver King. You won't blame me, right?" From then on, having tasted the sweetness, Tang San triumphed, acquiring a new famous saying—"In this world, the accomplished are my teachers; everyone can be my teacher, even those who aren't human."... Later, the Azure Bull Python bowed its head to the ruler of soul beasts; war and peace crowned the Empress of Star Luo; wealth...

The ancient universe, the vast sea of stars.

After countless years of development, the path of spiritual practice has already blossomed and reached its peak.

Human beings and immortals refine their bodies, ghosts and immortals refine their souls, Qi-refiners combine with Gangsha, gods seek incense and fire, and earthly immortals nourish the land of blessings.

Only the Star Master can refine his natal stars, cultivate his dependents, advance to the stars, plant Taoist fruits, and nourish himself, so that he can attain the path of immortality and ascend to sainthood!

(It can be considered a global god-type article, but it is based on the author’s own settings.)

[Sign-in System + Naruto + Pokémon + Uchiha + Sister Control]

He accidentally came to the world of Naruto and became a member of the Uchiha clan, a wealthy family in Konoha. Uchiha Tendou awakened the Pokémon sign-in system at the age of eight.

[Congratulations to the host for successfully signing in: Groudon's Power! ]

[Congratulations to the host for successfully signing in: Holy Fire! ]

[Congratulations to the host for successfully signing in: Mewtwo Psychic Power! ]

[Congratulations to the host for signing in successfully: God of Space, the authority of Palkia! ]

······

Uchiha Tendao pointed to the sky with one hand, looking calm and confident.

"My grandma once said: As long as I hope, fate will definitely be on my side."

Uchiha Minghui clasped his hands together, his eyes shining.

"As expected of my most, most, most handsome Onii-chan!!"

Minato Namikaze looked serious.

"In front of Lord Tiandao, I am just an ordinary ninja!"

Uchiha Madara's tone was full of appreciation.

"Even I, the Dance King of the Ninja World, am far inferior to you in terms of pretense! I, Uchiha Madara, would like to call you the strongest!!"