Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

Dementors are evil magical creatures that have no facial features and can only distinguish living people by smell and the emotions floating in the air.

Wherever they go, all happiness will disappear, leaving only the deepest fear in people's hearts.

Legend has it that under the hood of the Dementor there is a face that can devour souls...

"That's the theory."

Cohen Norton did not deny this.

"But this doesn't affect my desire to be a good person. No, it's weird."

As he said that, Cohen licked the lollipop in his hand and turned a blind eye to the child next to him who was crying because the candy Cohen's brother gave him suddenly disappeared.

[Ding! Goodwill value +1, sin value +1]

[Note: Giving candy first and then snatching it is immoral and you will be condemned by your conscience]

(This is a story about a funny person who travels through time to the magical world, becomes a subject of some evil black magic experiment and grows up positively and healthily - just listen to it seriously)

- The following is an incomplete introduction -

"What is this, Tom Riddle's diary? There's a soul in it, take a sip."

"What is this, Slytherin's locket? Pry it open and take a sip like an oyster."

"What is this, Hufflepuff's cup? Add some milk tea and take a sip."

...

"What is this, Harry Potter? You smell good, bro, sip--"

"Cohen, don't come over here!"

If Dumbledore had not defeated Grindelwald.

If the war between wizards and Muggles really broke out.

If the finger witch that the faded one failed to meet was reborn in the body of an 11-year-old wizard girl.

My name is Hermione Granger, and I will rebuild the magic circle of this broken world.

(Contains secondary settings, rational discussion)

Chen Yu, he has many identities.

He is a gamer and a student at Hogwarts.

He is Tony Stark's savior and is also respected as the Second Supreme by the wizards of Kamar-Taj.

He was the victor of the Fourth Holy Grail War and El-Melloi II's student and greatest patron.

He was given the three Unforgivable Curses at the beginning and almost entered Slytherin.

His biggest dream is to explore the magical mysteries of different worlds.

What I want to do most is to fire an Avada Kedavra light cannon at the enemy.

"Attention, attention! Everyone, look over here, follow my lead. I have an announcement to make!"

"I, Chen Yu, the Sword Master of Avada, come and fight me if you don't agree!"

The last bell of the century has sounded.

The shadows are hazy, and the last demon hunter is chasing the out-of-control werewolf.

The blood moon is in the sky, and the ancient vampires are preparing to welcome the return of their ancestor.

Shrouded in fog, Little Red Riding Hood in Storybrooke is looking for the descendants of Grimm.

Wizards walked out of Hogwarts, "The damned mudbloods are usurping the glory of purebloods."

Groudon tore through the ground, "The thugs from Azkaban are on a killing spree."

Kyogre stirred the waves, "A new Dark Lord is about to ascend the throne."

Rayquaza pierced the sky, "Great Wizard King, Builder of the White Tower, Swordmaster of Gryffindor, Paris respectfully welcomes you."

Allen touched Arceus beside him. The sixteen tablets of creation radiated eternal light. "I'm just a training master who does this out of interest."

"What is the most valuable asset of Ravenclaw?"

"Wisdom."

"Then where does wisdom go?"

"Any direction, as long as we want, we can always find like-minded people in the house. Companions are our second wealth."

"Very good, that's it, we are united because we have the same aspirations. So, what is the most important thing besides that?"

"Of course, it is to send some of the other Ravenclaws to Azkaban."

"Absolutely right - this is how we Ravenclaws are."

Vincent Wayne, who planned to revive the glory of his family, refused the admission letter to the thousand-year-old prestigious school Hogwarts when he first received it.

The vice-principal who can turn into a cat, the old bat professor with oily hair, the foul-mouthed blond classmates, and the elderly principal who loves knitting sweaters, it doesn't look like a serious school.

If he hadn't traveled through time, the magic world would have lost a wizard named Wayne forever.

(Keyword: Harry Potter)

Name: Scott Trollope

Identity: Muggle-born wizard/time traveler

College: Ravenclaw

Talent: Transfiguration/Magic Perception

Goal: Become the freest wizard

[Scott's personal version of the Ravenclaw Code - knowledge first, cold-eyed observation, calm, and direct.]

"We should let everyone truly understand the power of Ravenclaw."

"Ravenclaw is like an eagle perched in the sky and on the top of the tower. It can not participate in the battle on the ground, but its keen vision can see everything from a high place."

"I don't participate just because I don't want to. I want no one to influence my position and actions. I want to be the freest wizard!"

Cardcaptor Sakura fan fiction, without separating Wolf Sakura, with Tomoyo as the heroine.

Question: What if I woke up one day and turned into a child?

Answer: Of course, it is to become a sunny and cheerful boy!

Xia Yu covered his eyes with one hand and smiled evilly, "I am the pinnacle of humanity, proud of the world. As long as I am Xia Yu, the sky will be there! I, Xia Yu! A magician hidden in the mortal world. In this magical world shrouded by the veil of daily life, I am one of the very few chosen ones who can glimpse the truth. I hold the sun and the moon in my hands and pluck the stars. There is no one like me in the world. Hahahahahaha!!!"

"Come with me."

"I'll be your teacher before you enter Hogwarts, introducing you to the vibrant wizarding world and all sorts of wizards."

"I'll teach you everything I know: potions, spells, transfiguration, even the Dark Arts."

"And if one day you grow up to be a truly great savior, then point your wand at me."

"Use all the methods I've taught you, use all you have, and kill me!"

"Do you have the guts?"

"Lily Evans and James Potter's son—"

"Harry Pott!"

In a narrow alley drenched in rain,

Severus Snape, with smooth, fresh, non-greasy black hair, holding a black umbrella, reached out his hand to the nine-year-old savior of the wizarding world, who sat on the ground, his face filled with fear and bewilderment.