When Lin Xia woke up, she found herself in the world of extraordinary professionals and was burdened with a loan of gratitude that she could never repay in her lifetime.

Upgrade loan, equipment loan, skill loan, dungeon loan, soul loan...

In this world of extraordinary professionals, ordinary people cannot get anywhere without relying on loans.

Fortunately, Lin Xia has a life simulator, which allows her to create her own perfect future through repeated life simulations.

......

[In the first simulation, you were burdened with eighty-five different loans. Fighting alone, you were stripped of your soul and your internal organs were harvested by the debt collectors, leaving you dead.]

[In the second simulation, you, who are dubbed as a genius, have a higher loan limit. After you have used up all the loans, you start to form your own team and teach your teammates how to use the loans reasonably to develop together.

In the end, your Red Heart Team defeated the multi-party debt collection team in the wilderness, but was wanted by the federal law enforcement team.

【......】

[In the tenth simulation, you use the money from the loan to train a war group, build an army, and borrow more and more in a snowball manner.

When you become the most powerful violent organization in the world, you recall the many debts you incurred when you were young and ignorant.

So, you start the most direct way to repay your debts - physical debt elimination.

My name is Fang Xinhan, and I am an ordinary high school student. Suddenly one day I traveled to a parallel world. I thought that this world was no different from the original one except for some minor differences. However, when I saw the natural gas explosion reported on TV, I had a vague feeling that something was wrong.

Sure enough, I was selected by something called a copy game.

This thing called the copy game randomly pulls people into the game. If the mission fails or they die during the mission, the creatures in the copy game will appear in reality.

But I have the MC lottery template. After I gained the ability of my world, I started my own life journey.

Player: No? Where did these monsters come from? No, how come the alien beasts are here too?

Fang Xinhan: Don’t be afraid, kids. I’m here with special effects heroes to save you.

MC + Special Effects Hero Completion Plan + Copy Game

[Ocean Survival] + [Natural Selection] + [Multiple Female Protagonists] + [Refreshing Story] + [Invincible]

When Lin Mo woke up, he found himself traveling to a world of ocean survival and matched with a pair of beautiful sisters.

As a result, Lin Mo directly drew the SSS-class [Natural Selection] battleship, and awakened his talent for unlimited upgrades. Every level up, he could get exchange points to unlock more modules, and every 5 levels up, he could draw a lottery to unlock exclusive skills.

Catapults, ship-borne machine guns, cannons, homing missiles, deep-sea torpedoes, electromagnetic kinetic energy cannons, high-energy particle beams, gamma-ray lasers...

Natural Selection will slowly evolve into a star-class battleship!

…

While other players were still struggling to collect materials to upgrade their ships, Lin Mo had already led the sisters to become invincible.

"Look, what's that flying ship in the sky?"

"Huh, is it some kind of boss?"

"No, it's the players! Look! They're still on the deck!"

Lin Mo: Natural Selection, it makes sense that it can fly!

[Cool story + big boss behind the scenes + exciting!] What kind of experience would it be when you awaken your talent of clone, and your clone is bound to the simulation system, and can get the lifelong power of an ordinary person from the simulation world in just a few minutes?

Link took a look at his pitifully weak attribute panel.

He took another look at the bright lights in front of him, which were already the avatars of the head of state, the prime minister, and the generals of the human empire.

Just when I was about to speak...

"Main body, it's getting cold, put on more clothes."

Clone No. 1 kindly put a yellow coat on Link.

[Everyone travels through time + villain + online game style + game world + decisive killing + lone wolf + no female protagonist]

(This book is rather dark. The protagonist develops rapidly in the early stage and begins to conduct research in the middle stage.)

(The villains and the good guys all have high IQ and powerful weapons, and there is no traditional cool protagonist who quickly destroys the world.)

(The Magic Continent is just a small map at the beginning, and the Starry Sky in the later stages.)

When the blood-red sky covered the blue planet, 8 billion people were forced to step into the meat grinder of the Game of All Worlds!

While everyone was ecstatic about awakening their S-level talent, Xie Xun hid his SSS-level talent [Analytical Brain] deep in his heart—he chose the hidden profession [Wizard]. As long as he had enough knowledge, he could instantly dismantle the essence of everything.

There is no Madonna-style salvation here, only a throne built with wisdom and madness.

When the righteous players shouted and charged for justice, and the villain BOSS was hiding murderous plans, Xie Xun was standing at the top of the food chain and sneered: Brain of Analysis, start!

[Hint: Analysis successful, you have gained special abilities...]