When Lin Xia woke up, she found herself in the world of extraordinary professionals and was burdened with a loan of gratitude that she could never repay in her lifetime.

Upgrade loan, equipment loan, skill loan, dungeon loan, soul loan...

In this world of extraordinary professionals, ordinary people cannot get anywhere without relying on loans.

Fortunately, Lin Xia has a life simulator, which allows her to create her own perfect future through repeated life simulations.

......

[In the first simulation, you were burdened with eighty-five different loans. Fighting alone, you were stripped of your soul and your internal organs were harvested by the debt collectors, leaving you dead.]

[In the second simulation, you, who are dubbed as a genius, have a higher loan limit. After you have used up all the loans, you start to form your own team and teach your teammates how to use the loans reasonably to develop together.

In the end, your Red Heart Team defeated the multi-party debt collection team in the wilderness, but was wanted by the federal law enforcement team.

【......】

[In the tenth simulation, you use the money from the loan to train a war group, build an army, and borrow more and more in a snowball manner.

When you become the most powerful violent organization in the world, you recall the many debts you incurred when you were young and ignorant.

So, you start the most direct way to repay your debts - physical debt elimination.

My name is Fang Xinhan, and I am an ordinary high school student. Suddenly one day I traveled to a parallel world. I thought that this world was no different from the original one except for some minor differences. However, when I saw the natural gas explosion reported on TV, I had a vague feeling that something was wrong.

Sure enough, I was selected by something called a copy game.

This thing called the copy game randomly pulls people into the game. If the mission fails or they die during the mission, the creatures in the copy game will appear in reality.

But I have the MC lottery template. After I gained the ability of my world, I started my own life journey.

Player: No? Where did these monsters come from? No, how come the alien beasts are here too?

Fang Xinhan: Don’t be afraid, kids. I’m here with special effects heroes to save you.

MC + Special Effects Hero Completion Plan + Copy Game

Zhang Jie, a corporate slave in an interstellar company, unfortunately had a plane crash on the way to another star field to discuss business, but accidentally activated the life simulator.

So Zhang Jie chose "Turning My Remains into Flames", "Gene Hacker", and "Failed Art Student" to start the first simulation.

"You were born on a planet dominated by genetic technology. You have a happy family and a childhood sweetheart who is the same age as you. You two have been inseparable since childhood and have a special relationship."

"Until the human disaster front collapsed, the largest genetic company in the country launched a rebellion, and you lost your parents. From then on, you supported each other, grew up together, overthrew the mastermind, and completed your revenge."

"When you think everything is over, a natural disaster comes from outer space, devouring the star and putting the planet in danger."

"Before the world was destroyed, you stepped forward, turned into flames, and disappeared in front of Qingmei like a meteor..."

…

The second time Zhang Jie chose "Martial Arts Magic", "God's Envy of Talents", and "Prosthetic Body Master"

"You were born in a technological age where everyone uses prosthetics. You work part-time as a prosthetics doctor and become the last heir of martial arts."

"You met a girl who was in huge debt and used illegally modified prostheses to fight in the underworld. When you first met her, she was covered in scars and on the verge of death. She lived a life of being bullied and picking up food from trash cans."

"Later, you taught her martial arts and boxing, and gradually you became familiar with her. She also gradually learned to rely on you, and you two walked together."

"In the end, the deep space monster descended, and she suffered from cyberpsychosis due to excessive use of her prosthetics, and pointed her mechanical sword at you..."

Zhang Jie: This TeFong is a wife simulator, right?

Li Xuan transmigrated to a parallel universe's Blue Star, initially intending to become a plagiarist and reach the pinnacle of life. However, the times suddenly changed. In this new era, everyone had the opportunity to become a world lord, creating their own small world, cultivating their own unique civilization, and conquering countless worlds. Thus, Li Xuan was forced to abandon the path of plagiarism and embark on the path of world lord. But after finally carving out his own small world, he discovered that it seemed slightly different from the small worlds of other world lords. While other world lords were still smug about having a few hundred followers, Li Xuan found that his followers already exceeded a million; while other world lords were still smug about having one hero, Li Xuan found that he had so many heroes that he had nowhere to put them; while other world lords were still struggling to open a second small world, Li Xuan found that he already possessed an entire world sea. Later, when Li Xuan, standing at the pinnacle of world lordship, looked back, he realized that becoming a world lord was actually easier than being a plagiarist.

"System! Simulate for me! Let me see your limits!"

Day 1: A giant hand reaches out from the sky, and you take a look.

You're dead

A drop of cold sweat flowed down Chen Ping'an's forehead.

Oops, something is wrong with this doomsday.

————

Ten days later, the end will come.

But I have simulated invincibility!

[Ocean Survival] + [Natural Selection] + [Multiple Female Protagonists] + [Refreshing Story] + [Invincible]

When Lin Mo woke up, he found himself traveling to a world of ocean survival and matched with a pair of beautiful sisters.

As a result, Lin Mo directly drew the SSS-class [Natural Selection] battleship, and awakened his talent for unlimited upgrades. Every level up, he could get exchange points to unlock more modules, and every 5 levels up, he could draw a lottery to unlock exclusive skills.

Catapults, ship-borne machine guns, cannons, homing missiles, deep-sea torpedoes, electromagnetic kinetic energy cannons, high-energy particle beams, gamma-ray lasers...

Natural Selection will slowly evolve into a star-class battleship!

…

While other players were still struggling to collect materials to upgrade their ships, Lin Mo had already led the sisters to become invincible.

"Look, what's that flying ship in the sky?"

"Huh, is it some kind of boss?"

"No, it's the players! Look! They're still on the deck!"

Lin Mo: Natural Selection, it makes sense that it can fly!

Zhou Heng fell into a lower-dimensional world, fortunately, his essence remained that of a higher being.

In the world of gods and spirits, he reshaped the mythos and became the First God.

In the world of horror and dread, he scattered the mists of despair and became the light of hope.

In the world of wizards, he pursued truth, until he became truth itself.

In the world of cultivation, he glimpsed the Great Dao and forged his own true path.

...

And when he returned to the higher dimensions, he realized, he had already become a miracle incarnate.

He broke through the boundaries of dimension, ascending into true eternity and immortality.

[Everyone travels through time + villain + online game style + game world + decisive killing + lone wolf + no female protagonist]

(This book is rather dark. The protagonist develops rapidly in the early stage and begins to conduct research in the middle stage.)

(The villains and the good guys all have high IQ and powerful weapons, and there is no traditional cool protagonist who quickly destroys the world.)

(The Magic Continent is just a small map at the beginning, and the Starry Sky in the later stages.)

When the blood-red sky covered the blue planet, 8 billion people were forced to step into the meat grinder of the Game of All Worlds!

While everyone was ecstatic about awakening their S-level talent, Xie Xun hid his SSS-level talent [Analytical Brain] deep in his heart—he chose the hidden profession [Wizard]. As long as he had enough knowledge, he could instantly dismantle the essence of everything.

There is no Madonna-style salvation here, only a throne built with wisdom and madness.

When the righteous players shouted and charged for justice, and the villain BOSS was hiding murderous plans, Xie Xun was standing at the top of the food chain and sneered: Brain of Analysis, start!

[Hint: Analysis successful, you have gained special abilities...]

The protagonist wants to hide but is always pushed to the front; the heroines have their own specialties and grow up under the protagonist's "unintentional guidance" (system analysis + complaints); daily interactions are full of misunderstandings and jokes; they deal with crises together (the protagonist is responsible for providing "theoretical guidance" and "logistical support", and the actual output depends on teammates).