"Lawyer Ma, your job is incredibly risky! A broken leg costs one million, but death... ahem, even if you're killed in the line of duty, you'll get ten million! Would you consider it?"

"Little Spider, what if your web shooter jams? Get some [Equipment Protection Insurance]!"

"Hulk...don't get excited! I have [Comprehensive Emotional Stability and Property Damage Insurance]!"

Thanos is coming?

William smiled slightly and took out a [Cosmic Peace Insurance]: "Mr. Thanos, for the love and peace of the universe, sign this policy. Otherwise... the consequences will be at your own risk!"

At that moment, the entire universe felt the fear of being dominated by insurance!

"Only domineering power can rise above everything else."

This is a famous saying by Kaido, the gold-medal lecturer of the Grand Line, known as "King of Beasts," and is regarded as a guiding principle by countless people.

But Roy did not agree with this.

"Then let me ask you—if there were a user who could analyze and collect all the Devil Fruit abilities, and was unaffected by Seastone and seawater, could he reach the pinnacle of this ocean with his Devil Fruit abilities?"

To prove his point, Roy took action.

...

Many years later.

On the Red Line, the sacred site of Mary Geoise is ablaze.

At the top of Pangu City, the instigator stands in the sky.

The pristine white navy cloak fluttered in the wind.

"Do you want to be at odds with the world?"

When confronted with questions from the world's nobles, Roy simply grinned.

"Haven't I already been at odds with the world all along?"

He smiled.

Those who followed him emerged from behind him.

The figures leading the group silenced the entire scene.

Everyone recognized them.

They are all powerful figures who have suddenly risen to fame on the high seas in recent years.

Among them were assassins, revolutionaries, pirates, merchants, doctors...

Without exception, they were all extremely powerful ability users, and they all belonged to the same organization.

Legend has it that the organization has a mysterious leader who is now the most dangerous criminal in the sea.

Now, the facts speak for themselves.

"You, you are..."

A new generation of legends in the Navy.

The most dangerous criminal in the ocean.

They were the same person from the very beginning.

His name is...Loy Amos.

Unexpectedly traveling through the world of Devouring Stars, Lu Ming thought he could ride the crest of the universe, becoming a peerless powerhouse. Unexpectedly, his natural talent was limited. At the Cosmic Level, he lived for ninety-nine thousand nine hundred years. He only had one hundred left to live. Just as he lamented the impermanence of life, he suddenly discovered he had awakened a golden finger! A sacrifice and return system allows the system to inventory what belongs to you, and after sacrificing, you can receive up to ten thousand times the amount back. What's so special about it! "System, I want... to sacrifice my body!" Sacrifice the Mu Ya Crystal, and you'll receive the Dragon Scale Fruit! Sacrifice the Immortal Divine Weapon, and you'll receive the precious Phantom Blade! Sacrifice the Heart of the World, and you'll receive the Origin Heart, a supreme treasure! ...From then on, the Primordial Universe gained a powerful figure! No one knew how wealthy he was, only that he could easily pull out a treasure trove! [Non-Earth...

Lin Yuan was transported to the Naruto world by the system, only to discover that the system had mistaken his host.

Just as he was about to break away from Lin Yuan, Lin Yuan's mistake caused the system to be damaged, leaving only a Green Lotus Martial Soul and a system remnant.

Watch as Lin Yuan, with his foresight and the Azure Lotus Martial Soul, seizes the position of one of the Five Kage from behind the scenes and establishes the United Nations of the Ninja World.

Ying Hao traveled through Marvel and not only possessed the blood of the First Emperor, but also awakened a god-level technological system.

He attended the same high school as Spider-Man and had the opportunity to intern at Stark Industries.

Unexpectedly, he was targeted by malicious classmates and was rejected by Tony Stark himself.

In order to realize his ambition, Ying Hao had to start his own company. A month later, he made a comeback and successfully acquired Stark Industries!

He likes to keep a low profile, but as his strength increases, he is involved in one crisis after another, repeatedly helping superheroes turn the tide and becoming a powerful man recognized and even admired by many superheroes.

Tony: "You mean, this guy who wants to buy my company used to be my employee but got fired?"

Happy: "Well, it looks like this."

Tony: "Shit! Which idiot did this?"

Happy and Pepper: "It's you..."

Peter Parker: "Yinghao, I've always wanted to ask... have you been bitten by a spider too?"

Captain America: "Good news: Thanos is gone. Bad news: The Infinity Gauntlet was taken away by Ying Hao. This guy can snap his fingers once a day."

Malfak: "Great! He was already defeated, and now he gets the chance to make a wish every day."

Black Widow: "It's a good thing he's not a bad guy, right?"

Keying: "If I hadn't met you, I really don't know what my life would be like."

Ying Hao: "That means you're lucky, dear."

Yingping traveled to the world of Jicuo and obtained the upgrade panel for the Shadow King. Is Ota, the LV7 warrior, considered the strongest in Orario? Then I'm already LV20, how will you deal with it? Not only that, after killing monsters and completing quests, you can also gain various powerful skills and travel to other worlds. Soharu, Genshin Impact, Demon Slayer, That Time I Got Reincarnated as a Slime, Re0, the King of the Undead... Swordmaster Reinhardt: I'm sorry, I couldn't let Lord Shadow use his full strength. Lord of the Death Ronawa: This Aqua, don't come over here! Hestia: Hey, Yingping-kun is mine, don't you dare take him! Kokoro: You're a steamroller! Ainz: What? I'm fighting Shadow?

Unexpectedly arriving in the world of Naruto, Uchiha Chiren desperately trains to save his life. He nearly escapes assassination after calling Danzo a eunuch and is sent to the battlefield as cannon fodder. Fortunately, he awakens a system that allows him to choose an ability from his opponent after each battle. [I choose Uzumaki Physique] [I choose Spirit +1] [I choose Constitution +1] [I choose Eight Gates Ninjutsu!] [I choose Flying Thunder God!]... Initially, Shimura Danzo was ecstatic, hoping this second battle would end Uchiha Chiren's fate. Unexpectedly, all his previous machinations proved ineffective, and Chiren even managed to activate his Mangekyō Sharingan. Years later, Chiren stands in the Hokage Building, addressing Shimura and the Sarutobi clan below with a hearty laugh. "Shimura Danzo, Sarutobi Hiruzen, this is your teacher, Senju Tobirama, right? Look! Today...

Travel to the world of Harry Potter,

Moon is bound to the infinite talent system, and his life is completely changed!

After completing the task, the system rewards the number of talent copies:

White copy, extracting the properties of magic items;

Blue copy, control of magical creatures' talents;

Red copy, seize the wizard's core ability;

Golden copy, all talents, all for your own use!

"The Philosopher's Stone's golden touch? Copy it!"

"The flying properties of a broom? Copy it!"

"Powerful spell talent? Copy it!"

From the classrooms of Hogwarts to the depths of the Forbidden Forest, from the Quidditch field to the Wizarding War, Moon used his infinite replication talent to step up to the pinnacle of the wizarding world!

Peter transmigrated into the Marvel world, becoming Peter Parker, and his heart was shattered.

He liked Spider-Man, but he didn't want to become Spider-Man.

Little Spider's life was one of constant loss: losing his parents, Uncle Ben, Aunt May, and his girlfriends.

It seemed only a tragic background could truly bring out the romance of a hero.

But what made Peter even more despairing was that he couldn't even be Spider-Man!

This world already had another Spider-Man: his childhood friend, Gwen Stacy—Spider-Gwen.

And he, in turn, was the family member or friend sacrificed at the very beginning of Spider-Gwen's story...

At this moment,

【Ding! Homelander Template loaded for you】

Hmm? Homelander? Ancestor!

...