Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

He traveled to the world of Harry Potter and became Ron Weasley, awakening to an extraordinary level of enlightenment, which brought a bit of a shock to the magical world.

"Your comprehension is extraordinary. By visualizing the starry sky, you learned the Star Sword Technique, and with one strike, you can freeze fourteen continents."

"Your comprehension is extraordinary. By breathing while asleep, you've learned the Great Dream Breathing Technique. You can practice it while you sleep."

"You have an incredible comprehension. By observing, you learned the Animagus transformation and mastered the Seventy-Two Earthly Demon Transformations."

"Your comprehension is extraordinary. Through practicing the flying broomstick, you can fly with a sword and take heads from thousands of miles away."

Ron single-handedly killed the dragon, and Harry Potter said: "And my friend, you are the real savior."

Seeing Ron master all the spells, Hermione Granger said: "Genius is just the starting point for you."

Ron destroyed the city and split the sky with one sword. Dumbledore said: "My boy, you have shown me what real magic is."

Ron imprisoned Voldemort in the Horcrux, and Voldemort said: "I wish I had never been born."

Ron chuckled: "When I'm not practicing, you see me as the bright moon in the sky. When I'm practicing, you see me as a mayfly seeing the world!"

The Hogwarts High Inquisitor's Order prohibits any professor from providing students with violent, morbid, or information that cannot be explained by magic. Any professor is prohibited from teaching students how to commit crimes in disguise by setting up crime-solving and decryption sessions in class. The above regulations are in accordance with Article 34 of the Education Order. Signed: High Inquisitor Dolores Jane Umbridge... "Good heavens, Hermione. I think we should go tell Professor Holmes that his entire course has been defined as illegal by the Ministry of Magic..." "Yes, Ron. But you probably can't find him now, because he just took Harry to the Chamber of Secrets." "The Chamber of Secrets? What is he doing there?" "Little things like stabbing himself with the fangs of basilisk and wipping the basilisk's corpse!"

[Single female protagonist Hermione + mainly based on the movie plot, later plot changes + system]

Kevin traveled to the world of Harry Potter and grew up in an orphanage without ever coming into contact with magic. It was not until he was 11 years old that he finally received the admission letter to Hogwarts.

Reborn, he just wants to enjoy this magical journey, but as time goes by, he can't help but get caught up in it...

- - - - - - - - - - - - - -

Snape: Kevin? Humph! Just a cocky brat with a bit of talent.

Dumbledore: Kevin is such a good boy who would go to great lengths to help his friends.

Voldemort: Kevin, this unethical and despicable villain! He has attacked me with a crowbar every time I die!

"Don't put all your hopes in the 'savior', let me carry the burden!" "Believe me, there is nothing to fear from Voldemort, he was never our true enemy!" Ethan Vincent, winner of the 2008 World War II Award

What should I do if [Transformation] + [Marvel] + [HP]

is in the wrong world?

Hermione dressed as an HP world, but appeared in Marvel.

A mysterious magic book that makes Hermione jump back and forth in the worlds of Marvel and Harry Potter.

……

Tony Stark: It's time to study the Anti-Wizard Warframe.

Hermione: Are you talking about your ragged mantling that was torn down by whom?

Hulk: Roar!!

Hermione: Shut up and be careful I remove your pants...... Except for your weapons!

Ancient One: There are no mages on the timeline......

Hermione: Again, I'm a wizard!

Nick Fury: Where exactly are you from?

Hermione raised an eyebrow: I, Hermione, from Hogwarts!

[The protagonist's belly is black, the main world HP and the Marvel Cinematic Universe, there will be other Marvel worlds in the future, but they will not be fused]

The young biologist Levitra accidentally traveled to the world of Harry Potter and came to the era of Grindelwald, and his body age turned back to eleven years old.

"Ding! The merit system is being bound to the host. You only need to do good deeds to redeem rewards with merit points! In addition, as long as the host finally achieves the Dark Lord achievement, he can become a god on the spot."

Levitra:? ?

A few years later...

Dumbledore: He is a great man. In this era, not many people are willing to sacrifice their own interests to help others.

Grindelwald: Nonsense! Although this guy is young, he will do anything to achieve his goals. He is obviously one of my generation!

Newt: That young man looks more ferocious than a violent fire dragon, but... why is Qilin so close to him?

Tom: Who asked you to be the Dark Lord like this? Sometimes I want to call you a saint!

Levitra: Saint? No nose, you curse too dirty!