After Jingu Jin inherited a financial company from his grandfather, he became a financial manager with a large number of clients. But when he officially took over everything, Jingu Jin found that many female clients were unable to pay back the money, and they also asked to repay the debts in other ways. Isshi Iroha: That... President... I will be your secretary and work to pay off the debt, okay? I will work overtime with you in the evening! Kasumigaoka Utaha: I will be your virtual girlfriend to pay off the debt. By the way... do you still want me to wear stockings on a date? Yukinoshita Yukino: I will find a way to pay you back! Also, my cat can do backflips, do you want to come and see? Mizuhara Chizuru: I recently took on a new drama. Let's discuss the script together late at night? I will pay you back after I get the salary! This book is also known as "How I went from a creditor to a boyfriend", "As an honest capital, I just want to collect debts", and "About the debtor lady wanting to be my girlfriend".

All virgins, all collected. No NTR, no landmines, just a chill, slice-of-life vibe. No stock market-style emotional rollercoasters. Too many tags to count, verdict: Bulldozer route (refers to collecting girls).

This is a work of pure fiction, do not compare it to real life. If your worldview is still under construction, consider turning back.

In the later chapters, the "big car" (R18 content) goes full throttle.

Since this is a Benzi-style light novel, minors are strictly not allowed.

Cold on the outside but secretly a tsundere brocon — Cheng Yuan, the younger sister.

Possessed by a demon ring, twisted emotions, suspected yandere — Yuki the Snow Girl.

Devoted and doting to the extreme — Felsie, the Elf Queen.

Tried to pull a fast one, failed miserably, got trained into a slave girl — Xiao Ke’er, the sister’s bestie.

Elegant, noble, and alluring — Aunt Bai, the Mermaid.

Plus a lewd succubus teacher, an elf girl who traveled across lands, and even a dumb, clumsy beast-ear loli maid in white thigh-highs who showed up at the door.

Ever since Chu Xiunan put on an ancient and mysterious ring, his plain, dull life was turned completely upside down...

The main storyline follows everyday emotional development.

No power leveling, no endless monster grinding. No male side characters.

Only a few minor mob characters pop up briefly for plot needs.

As everyone knows, without talent and ability, you simply can't survive in the world of crossover anime! Every day you either encounter academic geniuses who easily get perfect scores or "ordinary" high school students with billions in assets; bestselling authors and national idols are constantly blocking your door; musical geniuses are as common as stray dogs on the street! How are ordinary people supposed to live in a world like this?! "Oh, I'm not an ordinary person either? Never mind then!" Although she didn't have a system to help her, Sakura Koji was born with a family background, talent, good looks, and parents that other protagonists could only dream of. The only problem… “What’s with being born with a debuff? Will I even live to be 20?” “There are so many geniuses in crossover anime, why is everyone targeting me?!” He looked at the constantly appearing Yamada Ryo, Hoshino Ai, Kawaharaki Momoka, Hiratsuka Shizuka, Sakurajima Mai with disdain, “Hmph, looking at you is less appealing than looking in a mirror.” “Hmm? Contacting them can cure my illness? Then I have to go!” “You know, I don’t subjectively want to be a scumbag, but objectively, that might be the case.” “A love triangle, huh? That’s a bit dangerous. I wonder if crossdressing and using an alternate account could help me share some of the burden.” “I super, super, super love my XX girlfriends?”

"From this moment forward, you are the commander of the Five Carts Academy and the Anti-Demon Ninjas. The task of fighting against the demons will be entrusted to you." "Eh? Wait, wait, wait! Are you sure? I'm not even an Anti-Demon Ninja!" Omega was thus entrusted with this important task in a daze. If the task of being a commander was merely to fight against demons, it wouldn't be a problem. But the challenge also included these humanoid self-propelled juicers who could easily 'suck the floor'. At that time, Omega wouldn't even be able to protect his own underwear, and it would be a success if he didn't get squeezed into a mummy on the spot. And whether Omega's final fate is to become a water dispenser that never runs dry, or the Anti-Demon Ninjas to become one after another, one after another, firearms, this prelude has already begun, and it seems that no one can stop it.

As the Queen of Succubi, I appeal to the entire demon world for help: To corrupt a 17-year-old boy, I have transformed into the Otherworld Welfare System, attached myself to him, and begun my seduction! Dear host, you possess the ability to transmit your innermost desires to beautiful girls. Please have Yotsuya Miko... "Ripple!" "These are ripples that convey my will and enlightenment! The hymn of humanity is the hymn of courage!" Beep! You have awakened your seductive nature, making Goto Ichiri yours... "Do you believe in gravity?" "Human encounters are meaningful. If you want peace of mind, follow me." Beep, you can now stop time. The limit is five seconds. If you want more time, I command you to... Shinomiya Kaguya... "Enough! Five seconds is enough to dominate the entire world!" "And then I'll kill you, you bastard, in less than a second!"? Gazing at the invincible figure approaching, his fist piercing the sky, and behind him, the determined faces of the heroines who have overcome their fate, completed the trials, and grown. There were even many Taiman Ninjas, Magical Girls and the beautiful superpowered girl Succubus Queen whose lower abdomen trembled with phantom pain. Can reconciliation be achieved?

After traveling through time, he became a cute little boy. Nangong Han said that he wanted to grow up quickly and he wanted to be slutty~

But when he moved into Madam Mira's house later...

his system came and he became a succubus little boy. Everything changed from here on~

Because if he wanted to grow up, he could only live and interact with all kinds of big sisters and aunts...

Ps: Madam Mira, Takamine no Hana, Kaede and Bell, Nanao Akane, Marikawa Shizuka, Busujima Saeko...

[Doujin, Harem, Romance Slice-of-Life]

At Chiba Municipal Sobu High School, an anonymous forum has long circulated a particular rumor:

Asakura Yuu, from Class 2-F—athletically gifted, academically brilliant—is actually a total scumbag who loves to toy with innocent girls’ feelings.

They say he keeps ambiguous relationships with countless beautiful girls, yet never officially dates any of them.

——

Lately, however, this infamous “center of attention” has been feeling a bit troubled.

He’s starting to realize that managing affection levels from multiple girls is no easy feat.

Too close, and they get the wrong idea.

Too distant, and they get hurt.

Once you're dating, the jealousy is intense.

They want special treatment.

They want him to be kind only to them.

…Especially now that the number of girls in his harem has hit double digits.

——

References/Inspiration from:

My Teen Romantic Comedy SNAFU, Is This a Zombie?, To LOVE-Ru, and more to come...

Eriri: Just a mere Chiba, you want to be a light novel master? Sagiri: Nissan, I'll work hard to become an illustrator worthy of you. Kani Nayuta: I love you so much, senpai! Senjumura Masaru: You're number one in my heart. Kasumigaoka Utaha: Sensei, I'll surpass you! Gokou Ruri: I'm your ultimate apprentice. That day, his journey as a light novelist truly began.

Yusuke brought the lf system to the second dimension, the dark bible, the time pocket watch... and started his life of sleeping clothes. "The so-called lf is a show that is enjoyable inside." Yusuke said.

Shen Bai travels through the world of anime and becomes the trainer of the heroine.

By capturing and "training" the heroine through physical connection, it can be a win-win situation.

Yuki Suho: Brother, human training and the like should have been arranged for me a long time ago.

Kato Megumi: Shiro, I also want to be noticed, please train me quickly.

Yotsuya Miko: Mystic Death Eyes, I have evolved the Mystic Death Eyes, don't move, let me do it.

Hell's Blizzard: Training, huh, I'm not obsessed with you, I just want to catch up with my sister, come behind me quickly.

Others capture elves, but Shen Bai captures the heroines. When Shen Bairi ravishes three thousand women, he ascends to heaven in broad daylight, obliterating the avenues of the world.