Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

After traveling to the world of anime, I was expecting to live a romantic life with my fiancée, but unexpectedly, all sorts of strange creatures appeared. Dragon maids, magicians, and ghosts began to appear from time to time. "Come if you want, just don't interfere with my life."

Wade: I only studied at Hogwarts for seven years, which means 266 weeks excluding holidays! Even if I can finish a book in a week, 266 weeks is only 266 books! How many magic books are there in the Hogwarts library? Thousands of them! Time is running out, how can I not seize the time to study? ! I will never allow anyone to destroy my learning environment - not even the Dark Lord! No, no, no, I don't just love knowledge. I'm just greedy.

Having just retired, Sawamura Eijun returns to his childhood, carrying a wealth of baseball knowledge as if it were second nature. Starting his most scientific training ahead of time, just how far can Sawamura Eijun go? From Akagi Middle School to the Major Leagues, this story records Sawamura Eijun’s love and dedication to baseball. No matter how many times he starts over, Sawamura Eijun will always continue playing baseball.

At the age of 20, Aoki Jie traveled to Japan to be reborn when his life was relatively stable. At the age of 17, Aoki Jie just wanted to study hard to get into the University of Tokyo. Being a little tired can change the future, and being a little bit risky can welcome a new life. Even if he starts in an orphanage, he will try his best to climb to the top. Until he met that group of girls while studying in Tokyo. According to Aoki Jie's expectations, he would study hard to get into the University of Tokyo, and then try to become a civil servant. His life may be dull and boring, but he will never live a brilliant life. Instead of hesitating and hesitating about feelings, it is better to be prudent and live a stable life... But if there is a choice - if there is a choice, Aoki Jie does not want to be sober. (Plagiarism from a manga series, involving the TV series "Oregairu", "Lonely Rock", "Between Girls", and "Love, Chunibyo & Other Delusions")

(Unsystematic, daily romance)

My name is Hiratsuka Ryosuke, I'm twelve years old, in elementary school, and a top student.

I live with my older sister in a small apartment in Tokyo and have a childhood sweetheart named Nibutani Shinka.

My goal is to get into the University of Tokyo and live independently.

At eight o'clock every night, I'll wield my sword four hundred times and live a simple yet fulfilling life. That was my initial thought.

...

until that hearing-impaired girl sat down next to me.

With a gentle smile, she opened her notebook.

"Nice to meet you. My name is Nishimiya Shouko."

The temptation of free tuition and all-inclusive food and accommodation made Miyuki Shirogane resolutely enroll in Tokyo Metropolitan Advanced Nurturing High School.

Following the ordinary genius Arisu Sakayanagi, the wild genius Kouenji, and the artificial genius Ayanokouji, Tokyo Metropolitan Advanced Nurturing High School has added another hard-working genius.

Just before the four geniuses competed on the same stage, a voice from the future appeared in Shirogane's mind.

They claimed to be their future daughters, and their mothers were from four classes in the same grade.

Shirogane: No, how can I compete in the class if you guys do this?

Daughters: Dad, what are you talking about? Don’t you like us? Don’t you want us to be born?

Shirogane: Well, no, it’s because there are so many of you. How can I feed you? Okay, Daddy will work hard for you!

Three years later, I watched the man become the student council president, graduate from Class A, and achieve two small goals in school.

Sakayanagi: This is a hardworking genius. I think this is what I see.

Horikita Suzune: It's really surprising.

Shinomiya Kaguya: No, you are wrong. Only Shirogane who falls in love with someone is the strongest!

Chika: Yes, Shirogane is the strongest when he falls in love with one person, and when he falls in love with many people, his strength is multiplied! He becomes even stronger!

Shinomiya Kaguya: ...Fujiwara-san, shut up!

At the new game launch conference.

A reporter: "Hello, Mr. Nangong, congratulations on your work Pokémon surpassing Homunculus to become the world's number one IP the day before yesterday. Can I ask some questions?"

Nangong Yu: "Thank you, sure."

A reporter with an excited face: "I heard that you have a very close relationship with your secretary, the company's senior executives, the travel blogger with a large number of fans, and the eldest daughter of Yuedu Group. Is it true?"

Nangong Yu: "... Hey, hey, hey, where are the security guards? Get this troublemaker out!!"

...

ps: Harem-oriented, more daily life, no poison, no knives, of course, using the game to torture players is another matter~

Zhou Hao accidentally traveled to the world of Diamond Ace.

From then on, high school baseball welcomed an unprecedented ruler!

Cheng Gongming: I have never seen a pitcher like Zhou Sang.

His pitching is disgusting!

Tetsuya Yushinari: Zhou is the best hitter I have ever seen...

Kazuya Miyuki: Partnering with Zhou-san is the happiest thing in my life.

Director Kataoka: I admit that I don’t like Zhou.

In the history of Qingdao, I have never seen such a lazy player.

Of course, there are exceptions during competitions.

..Pochi-chan, you don't want your secret to be known, do you?"

"Don't look back, I'm really just helping you make up for your demons."

Life is restarted, and the goal of this life is to refuse involution and live to ninety-nine without illness or disaster!

As a result, this world is very strange, full of evil spirits and monsters. Kitahara Makoto can only transform into an exorcist monk to perform evil on all kinds of evil spirits! That is! Sudden!

Pochi-chan: "Then, that... Kitahara classmate can only bully me?"

Ijichi Hongxia: "Since you have foreseen the future, Makoto-kun doesn't want to be chopped by me again, right?"

Kita Kita: "It was obviously me first... You guys sneaking away one by one is too much!"

Sakurajima Mai: "Zha Nanjun, the child must have my last name."