Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

[Time Travel + Class D + Intelligence System] Akira Shimizu accidentally travels to the world of "The Classroom of the Elite" and becomes an ordinary student in Class D. [Ding! Daily Intelligence Updated] 1: Masumi Kamuro from Class A will attempt to steal beer from a convenience store today. 2: Karuizawa Megumi is looking for a "fake boyfriend" to protect her. 3: To satisfy your sexual needs, knock on Hoshinomiya Chie's door three times at exactly 2:00 AM. 4: Tonight at 10:00 PM, Kushida Kikyo will visit your dorm, ostensibly to "ask a question," but in reality... "Is this information...authentic?" Leveraging his foresight, Akira Shimizu navigates the various factions, delivering crucial clues to Horikita Suzune when she needs them most. Become the perfect candidate for Karuizawa Megumi's "fake romance," and enjoy a battle of wits with Arisu Sakayanagi. "Why is their intelligence becoming increasingly unsettling?"

After traveling to the world of anime, I was expecting to live a romantic life with my fiancée, but unexpectedly, all sorts of strange creatures appeared. Dragon maids, magicians, and ghosts began to appear from time to time. "Come if you want, just don't interfere with my life."

When Yang accidentally came to the world of diamond aces, he started his journey to compete in an unknown high school in Saitama Prefecture. From the Saitama Contest, to the Kanto Contest, to Koshien. From left fielder, to pitcher, to ace. Yang Shi grew up with the team's partners and spent his youth. . .

Having just retired, Sawamura Eijun returns to his childhood, carrying a wealth of baseball knowledge as if it were second nature. Starting his most scientific training ahead of time, just how far can Sawamura Eijun go? From Akagi Middle School to the Major Leagues, this story records Sawamura Eijun’s love and dedication to baseball. No matter how many times he starts over, Sawamura Eijun will always continue playing baseball.

The temptation of free tuition and all-inclusive food and accommodation made Miyuki Shirogane resolutely enroll in Tokyo Metropolitan Advanced Nurturing High School.

Following the ordinary genius Arisu Sakayanagi, the wild genius Kouenji, and the artificial genius Ayanokouji, Tokyo Metropolitan Advanced Nurturing High School has added another hard-working genius.

Just before the four geniuses competed on the same stage, a voice from the future appeared in Shirogane's mind.

They claimed to be their future daughters, and their mothers were from four classes in the same grade.

Shirogane: No, how can I compete in the class if you guys do this?

Daughters: Dad, what are you talking about? Don’t you like us? Don’t you want us to be born?

Shirogane: Well, no, it’s because there are so many of you. How can I feed you? Okay, Daddy will work hard for you!

Three years later, I watched the man become the student council president, graduate from Class A, and achieve two small goals in school.

Sakayanagi: This is a hardworking genius. I think this is what I see.

Horikita Suzune: It's really surprising.

Shinomiya Kaguya: No, you are wrong. Only Shirogane who falls in love with someone is the strongest!

Chika: Yes, Shirogane is the strongest when he falls in love with one person, and when he falls in love with many people, his strength is multiplied! He becomes even stronger!

Shinomiya Kaguya: ...Fujiwara-san, shut up!

Su Yun traveled through the Douqi Continent. He had mediocre talent and thought he would live a mediocre life, but fortunately he awakened the lie system.

Deceiving the world and the world, making the fake become real, the more you believe, the more real I am!

[Congratulations to the host, you have successfully impersonated the Evil Poison Body. The fake has become real, and the Evil Poison Body has materialized!]

[Congratulations to the host, you have successfully impersonated the Xiao family's ancestor. You have become real through your fakery, and your Dou Zun cultivation has materialized!]

[Congratulations to the host, you have successfully impersonated the Pure Lotus Demon Saint.

Truly, the Holy Spirit has been realized!

Until one day.

The ancient curtain appeared, the continent was in turmoil, and the eight ancient tribes all retreated.

When they reached the deepest part of the ruins, they were shocked to find an ancient bronze coffin inside. The tombstone was inscribed with the words "Tomb of Tuoshe Ancient Emperor!"

The ancient bronze coffin vibrated, shocking everyone.

"Dosakudi,...

After winning the World Cup in 2014, German football quickly declined! In the 2018 World Cup, they lost to South Korea and failed to qualify from the group stage. In the 2022 World Cup, they lost to Japan and failed to qualify from the group stage...

If Xiao Xuan succeeded in becoming the Dou Emperor, what kind of start would Xiao Yan have?

My name is Xiao Yan!

I came to a different Doupo Cangqiong. In this world, my ancestor Xiao Xuan challenged himself to become the Dou Emperor... and succeeded!

So, I became the top second-generation rich kid in the Douqi Continent.

A Dou Sheng grandfather, a Dou Zun father, and a mother who is a seventh-grade alchemist, this is just the tip of the iceberg!

I thought that my peerless genius had already lived up to my identity as a time traveler, but I didn't expect that this was just the beginning.

Gu Yuan: "Xun'er, the glory of our Gu clan depends on your marriage with the prince of the Xiao clan."

The elder of the Snake Clan said: "Your Majesty, Young Master Xiao Yan is the key to the rise of our clan."

Yunshan: "Yun'er, what's wrong with Young Master Xiao Yan?"

Nalan Yanran: "Thirty years later..."

......