"Lawyer Ma, your job is incredibly risky! A broken leg costs one million, but death... ahem, even if you're killed in the line of duty, you'll get ten million! Would you consider it?"

"Little Spider, what if your web shooter jams? Get some [Equipment Protection Insurance]!"

"Hulk...don't get excited! I have [Comprehensive Emotional Stability and Property Damage Insurance]!"

Thanos is coming?

William smiled slightly and took out a [Cosmic Peace Insurance]: "Mr. Thanos, for the love and peace of the universe, sign this policy. Otherwise... the consequences will be at your own risk!"

At that moment, the entire universe felt the fear of being dominated by insurance!

In the fourth month after traveling to Blue Star, Luo Xian finally understood that the world was being swallowed by "gamification".

At first, he thought that the awakened [Revelation] ability was a cheat: the white subtitles could predict hidden rewards, and the bloody warnings could avoid fatal crises.

Until that day, the scarlet words exploded before his eyes—

[In 8 minutes and 32 seconds, the ghoul will rip your heart out from behind]

What's even more terrifying is that this warning doesn't come from a copy...

It appears in the real world.

In order to survive, Luo Xian must take the initiative to step into the death games that come into reality.

Because only players with extraordinary powers can fight against the torrent that devours everything.

When Thor was still showing off that no one could pick up his hammer, he quietly placed a Sword in the Stone next to it.

During the Battle of New York, while others were still struggling to clear out various miscellaneous soldiers, he had already started his unparalleled driving of the Gundam.

When a time traveler who thinks he is a player appears in the Marvel Universe and has the panel and abilities of a player, what impact will he have on the world as he improves step by step?

In MC Creative Mode, you'll travel through the anime world. With both parents dead and a house and money, you're a perfect match for the harem-filled anime novel next door! Besides the mechanics of destroying and creating everything in Creative Mode, there are also cheat-like code commands for flight, weather modification, wall-penetration, and object duplication—just the tip of the iceberg. Not to mention the myriad mods! [NieR: Automata Mods]: YoRHa A2, 2B... [One Piece Mods]: Haki, Devil Fruits... [Naruto Mods]: Ninjutsu, Kekkei Kyoukai (Bloodline)... [Akame ga Kill Mods]: Various dangerous materials and imperial artifacts... [JoJo's Bizarre Adventure Mods]: Ripple, vampires, Pillar Men, Stands... [Black Bullet Mods]: Initiation Factors, Cursed Children, Mechanized Soldier Technology... The mods are lost, and the heroine has found them all. I can't use them for now? But it seems I'm the only one in this world with Creative Mode. So, the beautiful girl's heavy addiction, activated! Wait! What is this powerful exorcist? And there's a ghost story containment expert? Do you want me to write a big, correct character on Hachishaku-sama's thigh?

Suddenly, a beautiful silver-haired girl appeared before him. She said he'd awakened the ability to "slip," and she wanted to take him away and protect him. She also wanted him to transfer to Hoshi no Kai Academy. Wait, isn't this silver-haired girl Nao Tomori? Aren't there more than just Kaguya-sama: Love is War, Quintessential Quintuplets, and Charlotte here? ... Fortunately, he's no pushover. His abilities aren't limited to the one he got from "In Another World with My Smartphone"—slipping—but he also has abilities from "Cooking Master Boy" and "K"... (Are daily battles 50-50? Quintessential Quintuplets and Kaguya have everything. Conan's behind-the-scenes boss is exactly as some experts had guessed. I'm impressed!)

A dimensional ranking list, documenting everything, suddenly loomed large in the heavens! Those who reached the list would receive immense benefits! The Beauty Ranking: Capturing the world's most captivating beauties, captivating beauties like Kaguya, Mashiro, Senpai, Kasugano Sora... all vying for attention. The Artifact Ranking: Unveiling the true meanings of artifacts, divine destroyers, and the descendants of heroes! The Transcendent Ranking: Hidden among humans, demi-humans, ghouls, youkai, and the Crimson World Apostles... these inhuman beings possessing supernatural powers were exposed, sparking a wave of panic! ... The Gods and Demons Ranking: The world finally understood that demons, angels, gods, spirits... were real, not fictional. ...And, when the Transcendent Ranking was announced—Kanzaki Teru knew his identity as a Transcendent could no longer be hidden...

Ye Yun traveled through the world of the Shinigami and became an ordinary teenager in Karakura Town, hunted daily by Hollows. Fortunately, there's a point-generating system. By absorbing spiritual energy, he can continuously gain points, even increasing his Hollow-like abilities. Too little spiritual energy? Add points! Soul-chopping sword too weak? Add points! Learning the ways of the ghost too slowly? Add points! Until one day, Ye Yun invaded Soul Society to rescue the abducted Rukia Kuchiki. That day, the entire Soul Society was shocked. Kyoraku Shunsui: "Oh no, teacher, a monster has appeared!!!"

[HP Fanfiction + No Female Protagonist + Intelligence Flow + Early Behind-the-Scenes Development]

I woke up as Lysander Verrone of St. Waldemar's Orphanage.

An acceptance letter from Hogwarts? Great.

An ebony dragon heartstring wand? Not bad.

The Sorting Hat said I have Gryffindor courage burning within me? OK.

But why can I "see" things that others cannot see?

The restless dark vortex on Harry's forehead, the sticky parasitic black light on the back of Quirrell's head, the halo of holiness and curse intertwined in the unicorn's blood... and the suffocatingly huge magic field around the Philosopher's Stone!

Did Voldemort think that no one would know he was hiding under Quirrell's turban?

Is the protection level of the Philosopher's Stone perfect?

Snape's hatred was without reason?

In front of my eyes that can see through the source of magic, all secrets are exposed.

From creating his own invisibility spell to avoid the Marauder's Map, to analyzing the magical structure of the three-headed dog to resist the Killing Curse...

I quietly made arrangements behind the scenes and had a clear view of everything.

Dumbledore: This child always appears at the critical place and always gives a reasonable explanation.

Snape: ...his method of brewing potions has a disturbingly perfect insight, but unfortunately he is a stupid lion.

Harry: Lysander seems to know everything, he's practically superhuman.

When everyone was still doubting Snape or Quirrell,

I had already set my sights on the twisted black shadow behind Quirrell's head.

"Don't worry, Professor Voldemort..."

"For your resurrection ceremony, I will prepare a 'surprise' gift for you."

The world is in turmoil, countless space cracks appear in the apocalypse world, countless monsters from other worlds appear, and humanity is in danger.

Some people awakened their profession and became the best.

Lu Chenzhou was lucky to awaken to a profession, but unfortunately, he only awakened to be a boatman.

The natal ship was just a small wooden boat, and countless people shook their heads and sighed.

Don't panic.

Find out about the infinite evolution of talents.

Small wooden boat-battleship-floating giant ship

[Make up for regrets][Sea of Trees Universe][Other worlds mixed in]

Lin Ming, who was sent to another world by a dump truck for performance, thought he could start a wonderful life as a time traveler, but unexpectedly he traveled to an "ordinary" world.

However, Lin Ming, who was about to take the college entrance examination for the second time, was suddenly involved in the hidden "abnormality". He

finally activated his own golden finger and accidentally joined the chat group of all worlds!

Alicia: "Hi, did you miss me?♪"

Li Lulu: "No, will you win? Lao Ming."

Kiana: "Bao Si! Friend."

Lin Ming: "Who is calling my name? A group of bullies are coming, get out of the way!!!"

………………

ps: This is the first time the author has written a book, so the beginning may not be very good, but it will be much better later. Please read on patiently, thank you