[Japanese fantasy + sword and sorcery + light novel + grand epic]

Xia He was unlucky enough to be directly transported to another world by a stroke of luck.

This is a world brimming with Western fantasy elements: kemonomimi (animal-eared girls), vampires, goblins, gnomes, dragons...

Xia He was very lucky to receive the help of a hero in her desperate situation. As long as she maintains the qualities of a hero, she will receive unparalleled buffs.

[Courage: Possessing courage, you who act for the right goal despite knowing danger and feeling fear, will gain unparalleled resilience.]

[Unwavering Justice & Goodness: Possessing unwavering justice, you cannot tolerate any evil. Your actions to punish the wicked, promote the good, and protect the weak will grant you unparalleled focus.]

[The Willpower & Perseverance of the Forge: Possessing a powerful will, you will be indomitable, able to rise again no matter how many times you are knocked down, and you will gain unparalleled resilience.]

[Humble and Modest: Possessing absolute humility, you will maintain a learner's mindset in the face of any praise, thus gaining unparalleled learning ability.]

Honor and Integrity: ...

Sincere Compassion: ...

——

It is now the year 147 of the Cretaceous calendar, and a perfect hero has appeared in our world.

Qin Fei, an ordinary student who was consistently a poor student upon graduating from middle school, suddenly acquires a system—a god-level superpower system. This system allows Qin Fei to successfully gain admission to the city's best high school, completely changing his life. He not only steadily climbs the path to academic excellence, winning the hearts of numerous beautiful classmates and teachers, but he also undertakes various system tasks, helping classmates solve problems, catching thieves for policewomen, and clearing the names of celebrities, among other things. This poor student is truly extraordinary! However, this system seems to have some restrictions, forbidding Qin Fei from dating. No way, I'll insist on… A lighthearted and humorous slice-of-life story; please drive safely.

After Jingu Jin inherited a financial company from his grandfather, he became a financial manager with a large number of clients. But when he officially took over everything, Jingu Jin found that many female clients were unable to pay back the money, and they also asked to repay the debts in other ways. Isshi Iroha: That... President... I will be your secretary and work to pay off the debt, okay? I will work overtime with you in the evening! Kasumigaoka Utaha: I will be your virtual girlfriend to pay off the debt. By the way... do you still want me to wear stockings on a date? Yukinoshita Yukino: I will find a way to pay you back! Also, my cat can do backflips, do you want to come and see? Mizuhara Chizuru: I recently took on a new drama. Let's discuss the script together late at night? I will pay you back after I get the salary! This book is also known as "How I went from a creditor to a boyfriend", "As an honest capital, I just want to collect debts", and "About the debtor lady wanting to be my girlfriend".

Traveling through the various dimensions of fantasy novels, I became a villain who had been guarding the Monster Cave for decades. He had made great military achievements but was despised and hated by the sect. The one guarding the Monster Cave said I was a villain, so if I wasn't a villain, wouldn't I be misunderstood in vain? Ding! The strongest villain system is online! After Chu Junge stopped guarding the Monster Cave, the Son of Destiny panicked, and the sect was dumbfounded. False villains: cold-blooded and ruthless, hated by everyone. Real villains: obviously cold-blooded and ruthless, but praised by the world, taking the protagonist's path and leaving the protagonist with nowhere to go. The mortal son of destiny was furious after watching himself being framed and hated by everyone. The counterattack son of destiny watched himself being framed and hated everywhere.

I heard that this is a very realistic love game. There are many types of love objects, such as JK girls, female white-collar workers, housewives at home alone, and young nurses.

Players can play various roles such as teachers, leaders, plumbers, couriers, patients, etc.

But... why is the game style a little different when it comes to me...

All virgins, all collected. No NTR, no landmines, just a chill, slice-of-life vibe. No stock market-style emotional rollercoasters. Too many tags to count, verdict: Bulldozer route (refers to collecting girls).

This is a work of pure fiction, do not compare it to real life. If your worldview is still under construction, consider turning back.

In the later chapters, the "big car" (R18 content) goes full throttle.

Since this is a Benzi-style light novel, minors are strictly not allowed.

Cold on the outside but secretly a tsundere brocon — Cheng Yuan, the younger sister.

Possessed by a demon ring, twisted emotions, suspected yandere — Yuki the Snow Girl.

Devoted and doting to the extreme — Felsie, the Elf Queen.

Tried to pull a fast one, failed miserably, got trained into a slave girl — Xiao Ke’er, the sister’s bestie.

Elegant, noble, and alluring — Aunt Bai, the Mermaid.

Plus a lewd succubus teacher, an elf girl who traveled across lands, and even a dumb, clumsy beast-ear loli maid in white thigh-highs who showed up at the door.

Ever since Chu Xiunan put on an ancient and mysterious ring, his plain, dull life was turned completely upside down...

The main storyline follows everyday emotional development.

No power leveling, no endless monster grinding. No male side characters.

Only a few minor mob characters pop up briefly for plot needs.

My brother’s phone is full of magical girl manga—guess he’s really hit puberty, huh? As his little sister, I can understand that he might keep a rare, priceless magical girl costume hidden in his closet. A special quirk of his, right? Sure, as his sister, I can accept that.

But when my brother actually transformed into an evil magical girl and showed up on the battlefield… that, I couldn’t understand at all! Just when did my silly brother fall to the dark side?!

Mo Mingxin, a demonic enchantress, enjoys stealing fairies' underwear and drawing fairy doujinshi. She's the most hated bitch the righteous sects have wanted to kill for millennia, without exception. However... she's also the chief disciple of a major righteous sect, a goddess in the hearts of countless people; a young lady from a prestigious family, a popular idol; a sword cultivator who uses her body as a sword to pursue the ultimate swordsmanship; a former fairy who has fallen into the demonic path and craves power; and a seemingly innocent but actually very cunning spy junior sister... Mo Mingxin: Come at me all at once, I'm in a hurry!

As everyone knows, without talent and ability, you simply can't survive in the world of crossover anime! Every day you either encounter academic geniuses who easily get perfect scores or "ordinary" high school students with billions in assets; bestselling authors and national idols are constantly blocking your door; musical geniuses are as common as stray dogs on the street! How are ordinary people supposed to live in a world like this?! "Oh, I'm not an ordinary person either? Never mind then!" Although she didn't have a system to help her, Sakura Koji was born with a family background, talent, good looks, and parents that other protagonists could only dream of. The only problem… “What’s with being born with a debuff? Will I even live to be 20?” “There are so many geniuses in crossover anime, why is everyone targeting me?!” He looked at the constantly appearing Yamada Ryo, Hoshino Ai, Kawaharaki Momoka, Hiratsuka Shizuka, Sakurajima Mai with disdain, “Hmph, looking at you is less appealing than looking in a mirror.” “Hmm? Contacting them can cure my illness? Then I have to go!” “You know, I don’t subjectively want to be a scumbag, but objectively, that might be the case.” “A love triangle, huh? That’s a bit dangerous. I wonder if crossdressing and using an alternate account could help me share some of the burden.” “I super, super, super love my XX girlfriends?”

In the previous life, I was ridden by the female disciples of the masters of the heavens.

Give me a chance, I will not accept disciples in this life, I want to be single.

As a result...

The eldest disciple [Future Demon Lord of the Heavens] is online

. The second disciple [Future Queen of the Underworld], the third disciple [Future Eternal Empress], and the fourth disciple [Future Dragon Princess Immortal Lord] are on their way to become disciples...

The fifth disciple [Luantian Fox Lady] is going back in time...

Can't hide, want to change by turning into a useless disciple...