Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

In the vast天地 (heaven and earth), who controls destiny? Even an ant wielding a sword can slay a true immortal! Chen Changming, an orphan of mediocre talent, accidentally stumbles into the perilous and unpredictable path of cultivation. In this world of deceit, survival of the fittest, and scheming, he embarks on a magnificent journey to attain immortality...

Konoha Village, which traveled to the world of Naruto, was fortunate, after all, Konoha was also the strongest ninja village after all.

Being a member of the Hinata clan is fortunate, after all, unlike the Uchiha clan next door, which is at risk of extermination.

At the same time, he is part of the clan and is lucky to not have to be carved a damn caged bird after all.

“These are really the three lucky things in life. In this case, why not set a small goal first and awaken a reincarnated eye?” Hinata thought silently.

Protagonist's strength improvement route: White Eyes → Ice Release → Immortal Technique → Corpse Bone Vein → Reincarnated Eye → Blood Succession Snare.

[Single female lead: Ai Haibara]

After transmigrating into the world of Detective Conan, Gu Yuan understood a principle—

This entire world is designed to serve characters like Shinichi Kudo, Shiho Miyano, and Gin.

Outside their world, countless passersby are like NPCs; as long as they have no connection with the protagonists, no one cares what they do.

No money?

Bank teller: We'll count it for you right away!

Lack of love?

Japanese girl: Husband, let's stick together~

Gu Yuan discovered that as long as he was outside their script, he could do whatever he wanted!

However, it would be great if we could really be free.

The roller coaster track breaks, and the protagonist dies at the very beginning?

Gin loads his gun, Conan is nowhere to be seen, and Shinichi Kudo dies tragically in the first episode?

A flash of silver light, and Shiho Miyano's blood splattered in the restaurant?

Their script is deviating from the intended story.

Their life-or-death crises came one after another.

It's as if the world was created for them.

And if they die, then this world will collapse and cease to exist.

Life is tough, Gu Yuan sighed.

"Please don't die until the world revolves around me."

Ai Haibara: "Guardian angel, I've found you."

Conan: "Huh? Someone's saving me? Are you kidding me? It was all part of my plan, you know!"

Gin: "Having risen from the ashes multiple times, I know that our organization is destiny itself."

[Rebirth + Invincibility + Accepting Disciples + Taking Revenge + Cruelly Defeat Ungrateful People]

In the high martial arts era, the former martial arts god Lin Chuan was poisoned and defeated in the ring, with all his cultivation being wasted.

After being seriously injured, only the beautiful master Xia Qianli spent a lot of rare treasures to save his life.

Only after losing his cultivation did Lin Chuan feel the warmth and coldness of life and was deserted by his friends and family.

The Kyoto Lin family, a powerful family he built, expelled him from the family.

His wife Luo Qingwei left him with their second son, who was the most talented.

In his previous life, Lin Chuan had a people-pleasing personality and was too traditional. He foolishly hoped that his family would forgive him and allow him to return to his roots. Every time the Martial God Alliance issued relief resources, he allowed his family to snatch them away.

Until his master died, he had no one to protect him.

When the enemy attacked, his children died in battle in front of him, and his family remained indifferent, Lin Chuan really regretted it.

He hated his family's ruthlessness, his wife's indifference, and even more so, he hated himself for being pedantic and cowardly, unable to distinguish between what was more important and what was less important!

"If I could do it again! I would never live like that!"

Lin Chuan was actually reborn and awakened the ten thousand times return system.

This time, he changed.

[In the previous life, I was supposed to hand over the family's resources, but I intercepted them directly and trained all my precious children. I received a million times the critical hit return and obtained the Chaos Body!]

[He bravely pursued his beautiful master, who gifted him with the Great Saint Weapon, and returned it ten thousand times in return, obtaining the Supreme Emperor Sword! ]

Lin Chuan rises again, returns to the top, and conquers everyone, becoming an emperor.

The Lin Family of the Imperial Capital: Heavenly Emperor, we are all family, please come back and take charge soon?

Ex-wife: Lin Chuan, I regret it.

Xia Qianli: Xiaochuan, it’s embarrassing to call me husband.

Lin Chuan: Then call me daddy!

Xia Qianli:? !!

[Editor's strong recommendation, highly rated masterpiece, on the Tomato Peak List, the most popular Naruto fanfiction in 2026, quality guaranteed! ]

In the 85th year of Konoha,

Sarada sat in the library, her eyes filled with inferiority.

The Uchiha clan was exterminated...

Faced with the ridicule of her classmates, she was powerless to fight back.

The Uchiha clan is weak?

The so-called darkness of the ninja world,

Sasuke-kun, who can compete with the Seventh Hokage, is just bragging!

"How can a disabled person possibly defeat the Hokage? It's truly shameful!"

Everyone laughed at Sarada.

At this moment, a canopy appeared in the sky.

"A look at the ten most powerful Uchiha. Watch out... This is the power of the Uchiha!"

Uchiha Madara: "Do you want to dance too?"

Uchiha Obito: "I want to create a world with Rin!"

[Uchiha Itachi: "Forgive me, Sasuke, this is the last time!"]

Uchiha Shisui: "Opening Susanoo with one eye, do you understand its value?"

Uchiha Fugaku: "People only know that Itachi is letting me win, but they don't know that I'm giving it away for free..."

Uchiha Kakashi: "Kids, I remembered Obito's account password!"

Uchiha Boruto (young): "You're as bad as Six Paths..."

Uchiha Sarada: "My family is so powerful..."

【“…”】

As the Uchiha were exposed one by one, the new generation fell into silence.

Uchiha is so strong!

[Not a saint + single female protagonist + decisive killing + survival + invincible]

As soon as Gu Shaoshang traveled through time, he was told that he was dead.

He had no time to feel sad, because the next second he was summoned to the battlefield of all races and became the initial hero of a pink-haired loli.

Hero qualification...F level?

Tens of billions of humans on Blue Star were selected to join the battlefield of all races, but Lin Youyu was unlucky enough to be randomly assigned to an initial hero with F-level qualifications.

Lin Youyu: Spicy! The beginning of the collapse of the world!

Gu Shaoshang: It’s fatal! Fortunately, I have a cheat!

Other heroes only have one talent, but Gu Shaoshang discovered that he has two.

[Talent (Hidden): Endless Talent]

[Endless Talent (???): Each time you level up, your talent level increases by 1! You get a new talent every 10 levels! ]

Gu Shaoshang: Who said F-class heroes are cannon fodder?

Lin Youyu: Go ahead! Brother Gu, kill them! Hehehehe!!!

Ten Thousand Races Strongman: My SSR-qualified hero was killed by a F-class hero with one sword? You told me you didn't open it?

Ye Chen unexpectedly transmigrated to the world of Food Wars!

Here, he can obtain rare fantasy ingredients through the system: Gem Meat, Rainbow Fruit, Scare Apple, Galakrond, BB Popcorn, Century Soup… These irresistible items have begun to draw food lovers and chefs from all over the world!

“Pay to cultivate immortality?”

“I have to spend money to secure a quota?”

“And I have to give the sect thirty taels of silver every month? The higher my cultivation base, the more I pay?”

“Entering the sect means being a miscellaneous worker for six months before I can even touch Immortal Techniques?”

“I’m top of the miscellaneous worker’s performance but fail the assessment because I don’t have silver to grease the wheels?”

Hah, without money, what kind of immortality can you cultivate? The transmigrator Su Bai establishes the Heavenly Dao Sect, binding it with the “Strongest Sect System in History,” allowing membership without any payment! On the first day of joining, disciples can learn Immortal Techniques!

The sect distributes money to disciples each month, with higher cultivation bases earning more! Years later, as the Heavenly Dao Sect dominates all realms, when asked by others, Su Bai smiles nonchalantly and says, “If you treat the disciples well, why would they worry about your sect going under?”