Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

After traveling to the world of Fairy Tail, Roger obtained a game system that allows him to sign contracts with specific individuals, granting him and his contracted partner special magic. After signing a contract with Erza, the two of them both gained access to dress-up magic and additional magic. Defeating enemies also drops magical items and skills. The Honesty Pipe: Those enveloped in the smoke can't help but speak their true feelings. The Sadness Onion: Cutting it causes everyone within 10 meters to feel intense sadness and burst into tears. The Big Mouth's Prophecy Crystal Ball: Possess a crystal ball that can see into the past and the future, but beware: this crystal ball is quite gossipy and will accidentally reveal hidden details of the past based on its predictions. As the magic power of the contractor increases, Roger's magic power will also increase. Here you can see but not limited to: Lucy, a melee summoner who has learned the Star Clothes in advance, has sufficient magic power, and can form a team by herself; Mirajane, a demon with unlimited power to devour demons, who welcomes the gate of Hades in her prime; Erza, the swordsman who can drop armor and weapons when defeating enemies and has learned enchantment magic; Natsu who has the Burning Decree and has learned the God-Slaying Magic; and Roger, the almighty Magic King and the guild president who secretly controls the Council.

Defeat a superhero to get a super gene potion?

Collect a gem to get a pair of Kai'Sa's Silver Wings?

Defeat Thanos and advance to the fourth generation of divine body?

I'm sorry, but I want to fight the Marvel Universe from beginning to end!

【System + Hegemony + Empire + Overhead】

Chu Yun, a modern social animal, accidentally traveled to the alien world of Blue Star and transformed himself into the son of the governor of Qingzhou, Daqing.

It happens to be a turbulent time, and you will get the military industry system at the beginning, lighting up the five major modules: rifles, machine guns, artillery, medicines, and munitions. The larger the territory, the more modules will be lit up.

Watch how he relied on the system to lead the army to turn the tide, end the warlords' infighting, unify Daqing, vigorously develop industry, sweep across the powers, and personally create the powerful British Empire.

[Invincible + Cool Article + Super Cool + Super Invincible]

Chen Changsheng traveled through the world of cultivation and only after a hundred years did he activate the longevity system.

The system told him that he could become invincible by sleeping for ten thousand years.

He slept for ten thousand years, and when he woke up he was invincible, and he smashed a forbidden area with one palm.

After becoming invincible, Chen Changsheng just wanted to take a good walk in this world and see the beautiful scenery.

Superheroes may be fictional, but the abilities I've gained are real! Fang Yuan controls the Vought Company. The more famous the superheroes he signs, the more abilities they unlock. Does level three unlock all the character's abilities? Level four unlocks a special aura? Thus, the world welcomes the most unscrupulous master of superhero packaging. Fang Yuan continues to promote the Vought spirit of hype and behind-the-scenes manipulation. Who says the Joker and Homelander can't be superheroes? Regardless of the truth, anything that rewards Fang Yuan, the great father of Vought, is a superhero! Titles like Mutant Leader, Father of the Avengers, Collector of Heroines (crossed out), Strongest Superhero, and World Manipulator have also come his way. What? You won't let me open a company? If that doesn't make sense, Fang Yuan points out that his employees, Phoenix, Superman, Lucifer... also have some martial arts skills. And it all started when Professor X and Magneto cornered him at the door of Mystique's room...

Luo Zhengming was born into a foundation-building family in a remote borderland. Let's see how he relies on his talent to step out of this small mountain range step by step and lead his family to become a true immortal clan step by step.

The hero has dual spiritual roots of fire and wood, and is born with a holy body for alchemy. He has no golden finger, but has a small opportunity. His talent is the ability to refine second-level elixirs against the will of heaven by refining Qi, and to refine third-level elixirs by building the foundation. He relies on this alchemy skill to improve rapidly.

At the same time, he traveled through the 99 world series and was nicknamed "Brother Cheng". The plug-in was himself.

Hokage Yang Cheng: What! Red Bean is my teacher? Then Aunt Snake is...

Devimon Yangcheng: I just want to be a kind Devimon, but the chosen children are stupid!

Shijiao Yang Cheng: Battle of wits? I've reached my combat ceiling, so why not just speedrun?

Pirate Yang Cheng: Nami is my adopted sister?

Yiquan Yangcheng: What? I'm a tentacle monster, so it's okay...

Bleach, One Piece, Naruto, Digimon, Pokémon, Re:Zero - Jobless Reincarnation, Shakugan Shana, there are so many, I'll just write whatever comes to mind...

With the rising tide of steam power and machinery, who can come close to being a Beyonder? Shrouded in the fog of history and darkness, who or what is the lurking evil that murmurs into our ears?

Waking up to be faced with a string of mysteries, Zhou Mingrui finds himself reincarnated as Klein Moretti in an alternate Victorian era world where he sees a world filled with machinery, cannons, dreadnoughts, airships, difference machines, as well as Potions, Divination, Hexes, Tarot Cards, Sealed Artifacts…

The Light continues to shine but mystery has never gone far. Follow Klein as he finds himself entangled with the Churches of the world—both orthodox and unorthodox—while he slowly develops newfound powers thanks to the Beyonder potions.

Like the corresponding tarot card, The Fool, which is numbered 0—a number of unlimited potential—this is the legend of “The Fool”.

Bai Chen, having just traveled through time, hadn't figured out what was happening when Siegfried usurped his throne. Expecting to bring shame upon the other traveler, Bai Chen suddenly heard a voice. "Chat invites you to join, yes or no?" "I'm dying, why are you here just now?" Huh? There's also a lottery feature? ... Tokisaki Kurumi: "I'm not allowed to post cards here. Thank you for your cooperation!" Bai Chen: "I just got this, newbie. Does it work?" Misaka Mikoto: "Damn you, stinking seal! I told you not to post your face!" Esdeath: "Seals don't matter, Bai Chen, will you be my boyfriend?" Bai Chen: "Huh?! Do I have a bright smile?" Makima: "Bai Chen, will you be my mistress?" Esdeath: "?" Matou Sakura: "Big brother is mine!" Shinobu Kocho: "Bai Chen-kun, you promised me you would take on the Demon King!"...