After Jingu Jin inherited a financial company from his grandfather, he became a financial manager with a large number of clients. But when he officially took over everything, Jingu Jin found that many female clients were unable to pay back the money, and they also asked to repay the debts in other ways. Isshi Iroha: That... President... I will be your secretary and work to pay off the debt, okay? I will work overtime with you in the evening! Kasumigaoka Utaha: I will be your virtual girlfriend to pay off the debt. By the way... do you still want me to wear stockings on a date? Yukinoshita Yukino: I will find a way to pay you back! Also, my cat can do backflips, do you want to come and see? Mizuhara Chizuru: I recently took on a new drama. Let's discuss the script together late at night? I will pay you back after I get the salary! This book is also known as "How I went from a creditor to a boyfriend", "As an honest capital, I just want to collect debts", and "About the debtor lady wanting to be my girlfriend".

When a parallel world that is a fusion of youth daily anime such as "Jikyou" and "Oregairu" encounters monsters.

When the mysterious miraculous light responds to Hikigaya Hachiman's faith in protecting him, what kind of story will he bring us?

Will the awkward boy who is searching for the real thing grow into a true Ultra Warrior during this journey?

Maintaining the courage to face difficulties and exploring new unknown areas - this is my Ultra Spirit.

Yukinoshita Yukino: You are so brave! Who is this girl again?

(For creative purposes, I will modify a large number of character settings to ensure that no characters are maliciously vilified. Everything is for the needs of the plot. If you think there is something wrong, please use the original text to analyze and refute it, otherwise I will ignore it.)

All virgins, all collected. No NTR, no landmines, just a chill, slice-of-life vibe. No stock market-style emotional rollercoasters. Too many tags to count, verdict: Bulldozer route (refers to collecting girls).

This is a work of pure fiction, do not compare it to real life. If your worldview is still under construction, consider turning back.

In the later chapters, the "big car" (R18 content) goes full throttle.

Since this is a Benzi-style light novel, minors are strictly not allowed.

Cold on the outside but secretly a tsundere brocon — Cheng Yuan, the younger sister.

Possessed by a demon ring, twisted emotions, suspected yandere — Yuki the Snow Girl.

Devoted and doting to the extreme — Felsie, the Elf Queen.

Tried to pull a fast one, failed miserably, got trained into a slave girl — Xiao Ke’er, the sister’s bestie.

Elegant, noble, and alluring — Aunt Bai, the Mermaid.

Plus a lewd succubus teacher, an elf girl who traveled across lands, and even a dumb, clumsy beast-ear loli maid in white thigh-highs who showed up at the door.

Ever since Chu Xiunan put on an ancient and mysterious ring, his plain, dull life was turned completely upside down...

The main storyline follows everyday emotional development.

No power leveling, no endless monster grinding. No male side characters.

Only a few minor mob characters pop up briefly for plot needs.

On the app called FreeFriends, he met Saki Kawasaki, a woman short of money due to a family change. On the train, he encountered Kotonoha Katsura, a cowardly girl who was bullied at school. He became a model and met Kirino Kousaka, a girl who loved the anime. From that month on, Yuu Kasugano's youth was no longer normal.

As everyone knows, without talent and ability, you simply can't survive in the world of crossover anime! Every day you either encounter academic geniuses who easily get perfect scores or "ordinary" high school students with billions in assets; bestselling authors and national idols are constantly blocking your door; musical geniuses are as common as stray dogs on the street! How are ordinary people supposed to live in a world like this?! "Oh, I'm not an ordinary person either? Never mind then!" Although she didn't have a system to help her, Sakura Koji was born with a family background, talent, good looks, and parents that other protagonists could only dream of. The only problem… “What’s with being born with a debuff? Will I even live to be 20?” “There are so many geniuses in crossover anime, why is everyone targeting me?!” He looked at the constantly appearing Yamada Ryo, Hoshino Ai, Kawaharaki Momoka, Hiratsuka Shizuka, Sakurajima Mai with disdain, “Hmph, looking at you is less appealing than looking in a mirror.” “Hmm? Contacting them can cure my illness? Then I have to go!” “You know, I don’t subjectively want to be a scumbag, but objectively, that might be the case.” “A love triangle, huh? That’s a bit dangerous. I wonder if crossdressing and using an alternate account could help me share some of the burden.” “I super, super, super love my XX girlfriends?”

【Ave Mujica+Mygo+Lonely Rock】

Sakuragawa Aki traveled to the world of the Bang Bang girls and obtained a galgame cultivation system. As long as you improve their favorability, you can get random rewards...

But, you didn't say that after the favorability is high, they will all want to date me! ?

It's too scary to be confessed by the heavy girls!

…………

Takamatsu Deng: I want to be with Qiu... for life!

Anon: Qiuqiu~ Where are we going on a date today?

Li Xi: Huh? You, did you go out with Tomo Ling last night? Why didn't you take me with you?

Su Shi: Please, be with me... If it weren't for Qiu Jun, Watasi~

Hai Ling: ... Shut up, come up.

Chu Hua: I brought you donuts, we each have half.

Mu: Qiu, I'm not... Xiangzi's mouthpiece.

Metis: Qiu, please let me out, I want to play with Maomao too~

Maomao: Interesting man.

Mana: Qiu and I are one and the same, we will never be separated!

………

(The style is more relaxed, forming a band with the girls and healing their psychological trauma)

(GBC+MyGO+Lonely Rock) After becoming the Kami of the new world, Light Yagami, who was too busy taking notes and had no time for love, chose to break up with the girls. However, his exes came one after another with super powers. Iserina: I will follow Kira-sama and change this world! Yukinoshita Yukino: I have an obligation to cure your misogyny with Yuigahama-san. Goto Ichiri: In a world where time stops, you belong to me alone. Toyokawa Shoko: Why are you also in bed with me? Kasugano Sora: I want the whole world to know about our love. Hoshino Ai: If Yue doesn't give it to me, I have to get it myself. Kasumigaoka Utaha: The experience of modifying common sense is also a part of accumulating materials, right? Kitagawa Umi: Succubus will die if they don't replenish their energy, so please. Shinomiya Kaguya: Hayasaka Ai, I asked you to monitor me, not to run away! Sakurajima Mai: Since I've been deprived of my sense of existence, no one will object to me doing something to Yue, right? Kato Megumi: I have an opinion! In the end, he discovered that the person behind all this was actually his current girlfriend, Misa Amane? (A world with more boys than girls, Red Riding Hood, Half-woman-respected, Death Note + Oregairu + Passerby Heroine + various anime)

"From this moment forward, you are the commander of the Five Carts Academy and the Anti-Demon Ninjas. The task of fighting against the demons will be entrusted to you." "Eh? Wait, wait, wait! Are you sure? I'm not even an Anti-Demon Ninja!" Omega was thus entrusted with this important task in a daze. If the task of being a commander was merely to fight against demons, it wouldn't be a problem. But the challenge also included these humanoid self-propelled juicers who could easily 'suck the floor'. At that time, Omega wouldn't even be able to protect his own underwear, and it would be a success if he didn't get squeezed into a mummy on the spot. And whether Omega's final fate is to become a water dispenser that never runs dry, or the Anti-Demon Ninjas to become one after another, one after another, firearms, this prelude has already begun, and it seems that no one can stop it.

After reincarnating as Eriri, she was supposed to live an ordinary life as an ordinary rich girl in an ordinary everyday world, but why did it turn out like this...

Eriri raised her petite right hand and felt the energy that was enough to destroy everything condensed in her white and tender palm.

Bringing her five fingers together one by one, Eriri said in a sweet voice with high spirits, "That's right, the strongest Eriri in history is me!"

At this moment, an invitation to a chat group popped up in Yingli's mind.

Wanjie Chat and Dating Group invites you to join the group chat, do you agree?

Yes

Eriri: “Ah, this…”

Reborn into a multiverse of anime and manga, Tanaka Yukikoko possesses the dual advantages of being reborn and having a cheat-like ability. She chooses a path different from the masses, but as a brute force, she lacks the strength to achieve it. She decides to develop steadily and train diligently for many years. A highly advanced high school sends her an application, which she refuses despite her parents' advice. She gives up and is admitted through a shady scheme. She decides to show this crappy school the capriciousness of the strong. Sakayanagi Arisu: Arisu was born weak and raised in a garden. She first met Ayanokouji as a child and was deeply impressed. She was always captivated by the word "genius." Later, she was fortunate to meet Tanaka-sensei and discovered the wonder of the world. "I've heard that the best reward for a teacher is to surpass them." Of course, Arisu wouldn't be so arrogant as to defeat her teacher single-handedly. So, don't blame me. Blame it on your strength, teacher. Tanaka Yukikokoko: Arisu, do as you please. Ayanokouji Kiyotaka: Defeating you will grant me freedom. Tanaka Yukikokoko: Ayanokouji, are you a cold-blooded monster or a gullible imposter? I eagerly await Toyokawa Kiyokazu's reply: When it comes to living off a woman, I'd call you the strongest. But what level of skill does it truly take to live off a woman so readily? Tanaka Yukiko: I've heard you love your daughter very much. Since you've offended me and are unwilling to pay the price, then let your daughter pay the price.