Traveling through the world of Harry Potter, Lucien awakened the loan magic system. With a flick of his hand, he could advance his rewards!

Of course, debts still have to be repaid.

So, the students at Hogwarts got to know a new student who was not only better than you, but also more competitive than you.

[Congratulations to the host for obtaining "Loki's Faceless", please repay the loan: Perfectly master the art of transformation]

Dumbledore: "With talent and hard work, could it be that Lucien is the future of the wizarding world? But the prophecy..."

[Congratulations to the host for obtaining the "Dark Magic Encyclopedia". Please repay the loan: Voldemort's head]

Voldemort: "What do you mean you owe a debt and need to borrow my head?"

[Congratulations to the host for obtaining the "Resurrection Potion Formula". Please repay the loan: create fifty new potions.]

Snape: "Lucian has developed the formula for the resurrection potion? Lily... tell Dumbledore I'm resigning as Potions Professor? Go find Lucian!"

…

Lucien put his hands behind his back and said, "I didn't expect to be this good. I just took out too many loans."

[Time Travel + Class D + Intelligence System] Akira Shimizu accidentally travels to the world of "The Classroom of the Elite" and becomes an ordinary student in Class D. [Ding! Daily Intelligence Updated] 1: Masumi Kamuro from Class A will attempt to steal beer from a convenience store today. 2: Karuizawa Megumi is looking for a "fake boyfriend" to protect her. 3: To satisfy your sexual needs, knock on Hoshinomiya Chie's door three times at exactly 2:00 AM. 4: Tonight at 10:00 PM, Kushida Kikyo will visit your dorm, ostensibly to "ask a question," but in reality... "Is this information...authentic?" Leveraging his foresight, Akira Shimizu navigates the various factions, delivering crucial clues to Horikita Suzune when she needs them most. Become the perfect candidate for Karuizawa Megumi's "fake romance," and enjoy a battle of wits with Arisu Sakayanagi. "Why is their intelligence becoming increasingly unsettling?"

After traveling to the world of anime, I was expecting to live a romantic life with my fiancée, but unexpectedly, all sorts of strange creatures appeared. Dragon maids, magicians, and ghosts began to appear from time to time. "Come if you want, just don't interfere with my life."

Having just retired, Sawamura Eijun returns to his childhood, carrying a wealth of baseball knowledge as if it were second nature. Starting his most scientific training ahead of time, just how far can Sawamura Eijun go? From Akagi Middle School to the Major Leagues, this story records Sawamura Eijun’s love and dedication to baseball. No matter how many times he starts over, Sawamura Eijun will always continue playing baseball.

The temptation of free tuition and all-inclusive food and accommodation made Miyuki Shirogane resolutely enroll in Tokyo Metropolitan Advanced Nurturing High School.

Following the ordinary genius Arisu Sakayanagi, the wild genius Kouenji, and the artificial genius Ayanokouji, Tokyo Metropolitan Advanced Nurturing High School has added another hard-working genius.

Just before the four geniuses competed on the same stage, a voice from the future appeared in Shirogane's mind.

They claimed to be their future daughters, and their mothers were from four classes in the same grade.

Shirogane: No, how can I compete in the class if you guys do this?

Daughters: Dad, what are you talking about? Don’t you like us? Don’t you want us to be born?

Shirogane: Well, no, it’s because there are so many of you. How can I feed you? Okay, Daddy will work hard for you!

Three years later, I watched the man become the student council president, graduate from Class A, and achieve two small goals in school.

Sakayanagi: This is a hardworking genius. I think this is what I see.

Horikita Suzune: It's really surprising.

Shinomiya Kaguya: No, you are wrong. Only Shirogane who falls in love with someone is the strongest!

Chika: Yes, Shirogane is the strongest when he falls in love with one person, and when he falls in love with many people, his strength is multiplied! He becomes even stronger!

Shinomiya Kaguya: ...Fujiwara-san, shut up!

(Unsystematic, daily romance)

My name is Hiratsuka Ryosuke, I'm twelve years old, in elementary school, and a top student.

I live with my older sister in a small apartment in Tokyo and have a childhood sweetheart named Nibutani Shinka.

My goal is to get into the University of Tokyo and live independently.

At eight o'clock every night, I'll wield my sword four hundred times and live a simple yet fulfilling life. That was my initial thought.

...

until that hearing-impaired girl sat down next to me.

With a gentle smile, she opened her notebook.

"Nice to meet you. My name is Nishimiya Shouko."

Many years later, when he receives the "Lifetime Achievement Award", Yasui Makoto will recall the afternoon when he was knocked 10 meters away by a horse racing girl...

At the time, he had only been licensed as a Central Trainer for a few months, and because he seemed to lack experience, he was rejected by many horse girls.

After being rejected by a horse racing girl again, he was probably a little distracted. When he was crossing the road and waiting for the red light, he saw a child almost being hit. He rushed forward without thinking too much.

The child was rescued by him.

He was knocked away.

Not being hit by a car.

Instead, he was knocked away by a horse girl with short black hair, red eyes, and a black tail.

In order to meet the assessment requirements, he secretly trained himself based on his past life experience at a very young age.

Although he was hit while distracted, he adjusted his posture in time and was not seriously injured.

But the horse girl was obviously terrified.

“I’m so sorry! Are you not hurt…?!”

"My name is Northern Xuanju! I'm a new student at Central Tresen Academy this year! Please take care of me!

"I, I...anyway, I, I...I will be responsible for you to the end!"

At that time, the "horse racing girl" named "Northern Black Horse" said in panic.

[Some of the Uma Girls' identities and professions have been modified, and the world view has been expanded. Other than that, it is consistent with historical facts and will not affect the viewing experience of the original fans.]

[If you haven't read the original work, just treat it as sports competition + campus life]

[In the early stage, the northern black colt will join the team in the later stage of the Spring and Autumn Division. During this period, other famous horses will be considered, such as Xingmu and Su Daji]

"Tags: harem, romance, campus, hot-blooded, pure love"

"Introduction: (This book is relatively popular, even those who have not watched Uma Musume or played the Uma Musume mobile game can watch it without any impact!)

Reporter: "Excuse me, Mr. Lin Mo, your teamLord is full of top-notch G1 horse girls who have swept all major competitions."

"These include Rice Shower, Tokai Teio, McQueen, Silent Suzuka, Special Week, Gold Ship, etc. How do you usually train them?"

Lin Mo: "Oh, you don't even know this?"

"For the escaping horse, we have speed and endurance. For the first horse, we have speed and endurance. For the inferior horse, we have strength, speed and endurance for the chasing horse. Isn't this a random win?"

Reporter: "??? "

"Uh, I heard that you once rejected the Golden Ship player's application to join the team, so why did she join teamLord?"

Lin Mo: "I want to know too! She wanted to join the team and I rejected her!"

"As a result, I saw a tall beauty I had never seen before in school the next day! "

I immediately responded, and quickly, I had her sign the application to join the team."

"Then I saw the name, Golden Ship!"

"When I turned around, I saw that she had put on the hat, and then I realized that I had been deceived."

"Fuck!"

(Everyday Life + Slow Burn + Multiple Heroines + Wholesome + Redemption)

Without any warning, Xia Yu—whose first life had gone so smoothly—suddenly returned to the past.

But… isn’t this a little too far back?

Well, since I'm here again, might as well find something to do.

What he didn’t expect was to cross paths once more with the same people from his future.

Only this time...

It’s not quite how he imagined it would be.

First of all, let me just say—I’m not some walking air conditioner.

And also—

Don’t come any closer! I'm... feeling a bit cold.

..Pochi-chan, you don't want your secret to be known, do you?"

"Don't look back, I'm really just helping you make up for your demons."

Life is restarted, and the goal of this life is to refuse involution and live to ninety-nine without illness or disaster!

As a result, this world is very strange, full of evil spirits and monsters. Kitahara Makoto can only transform into an exorcist monk to perform evil on all kinds of evil spirits! That is! Sudden!

Pochi-chan: "Then, that... Kitahara classmate can only bully me?"

Ijichi Hongxia: "Since you have foreseen the future, Makoto-kun doesn't want to be chopped by me again, right?"

Kita Kita: "It was obviously me first... You guys sneaking away one by one is too much!"

Sakurajima Mai: "Zha Nanjun, the child must have my last name."